ICCA英国保险协会货物保险合同条款A

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1、BritishInsuranceInstituteCargoClauseofInsuranceContract英国保险协会货物保险合同条款（A）(1stJanuary1982)第1条风险条款RisksClause1Thisinsurancecoversallrisksoflossofordamagetothesubject-matterinsuredexceptasprovidedinclause4,5,6and7below本保险承保除了下述第4、5、6和7条规定的除外责任以外的保险标的的灭失或损害的一切风险。第2条共同海损条款(Gen

2、eralAverageClause)2Thisinsurancecoversgeneralaverageandsalvagecharges,adjustedordeterminedaccordingtothecontractofaffreightmentand/orthegoverninglawandpractice,incurredtoavoidorinconnectionwiththeavoidanceoflossfromanycauseexceptthoseexcludedinClause4,5,6and7orelsewherei

3、nthisinsurance.本保险承保根据货运合同及/或管辖的法律和惯例理算或确定的，为避免或与避免任何原因造成的有关引起共同海损和救助费用的损失，但第4，5，6和7条或本保险其他条文的除外条款除外。第3条“互有责任碰撞”条款(BothtoBlameCollisionClause)ThisinsuranceisextendedtoindemnifytheAssuredagainstsuchproportionofliabilityunderthecontractofaffreightment“BothtoBlameCollision”

4、Clauseasisinrespectofalossrecoverablehereunder.IntheeventofanyclaimbyshipownersunderthesaidClausetheAssuredagreetonotifytheUnderwriterswhoshallhavetheright,attheirowncostandexpense,todefendtheAssuredagainstsuchclaim.本保险扩展赔偿被保险人根据货运合同中“互有责任碰撞”条款的比例责任有关可获赔偿的损失。在船东根据该条款提出任何

5、索赔的情况下，被保险人同意保险人，保险人有权自负费用，为被保险人对此种索赔抗辩。第4条一般除外条款(GeneralExclusionsClause)4Innocaseshallthisinsurancecover在任何情况下本保险不承保4.1lossdamageorexpenseattributabletowilfulmisconductoftheAssured.可归因于被保险人的故意不端行为造成的灭失、损害或费用4.2ordinaryleakage,ordinarylossinweightorvolume,orordinarywear

6、andtearofthesubject-matterinsured保险标的通常的渗漏、通常重量或体积损失或通常磨损。4.3lossdamageorexpensecausedbyinsufficiencyorunsuitabilityofpackingorpreparationofthesubject-matterinsured(forthepurposeofthisClause4.3“packing”shallbedeemedtoincludestowageinacontainerorlifttraybutonlywhensuchsto

7、wageiscarriedoutpriortoattachmentofthisinsuranceorbytheAssuredortheirservants)保险标的的包装或准备不足或不当造成的灭失、损害或费用（在本款的意义上，“包装”应视为包括集装箱或托盘内的积载，但仅限于此种积载是在本保险责任开始之前进行或是由被保险人或其雇员进行这场合。）4.4lossdamageorexpensecausedbyinherentviceornatureofthesubject-matterinsured保险标的的固有缺陷或性质造成的灭失、损害或费用

8、。4.5lossdamageorexpenseproximatelycausedbydelay,eventhoughthedelaybecausedbyariskinsuredagainst(excepte