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1、Iwillnotgiveyouafishbuttellyouhowtofish…2008考研英语词汇全攻略主编:吴耀武共同探讨英语人生量身定做学习计划紧紧把握考试脉搏传授英语应试策略奠定良好心理基础培养进取人生态度西安外国语大学语言测试研究中心2008年3月riskmanagerswithtwoaccountmanagertodealwiththeabovekey.SectionIofchapterIIIriskmanagementrequirementspre-loaninvestigationpr
2、e-loaninvestigationshoulddoublehandle.Pre-loaninvestigationdominatedbyfieldinvestigationsontheground,whileutilizingcreditenquiries,telephoneenquiries,bankinformationsystemquery-relatedpersonnel,andsoon.InterviewsystemofBank'sstrictapplicationofthesystem
3、ofpersonalcreditbusinessinterview.Investigatorsshouldworkwithborrowers,totherepaymentortheguarantorcreditbusiness,suchaspartiesandthespouseofconfirmedactssuchasloans,guarantees,verificationofitsauthenticityanditsrightsandobligationsinthecreditbusiness,r
4、etainthesesignedtranscriptoftheinterview,fromthefirststeptopreventfalseloansandotherbusinessrisks.Investigatorshouldretaintheborrowersignapersonalloanapplication,loanapplicationsshouldbeclearlytheamount,purpose,durationandotherinformation.Investigatorss
5、houldfollowthepracticeforinformationcollectionandverificationofdataauthenticityitcarefully,andkeepcopies,photocopiesmustbecheckedagainsttheoriginalagreement,effectivelypreventingborrowersusingfalseinformationtoapplyforcredit.Incomeandoccupation,andother
6、keyinformationtoverifyauthenticityinvestigatorsshouldcarefullyverifyingtheborrower'sincome.Toincomeasthemainsourceofrepayment,subjecttoproofofincomeisrequired,butshouldalsoauditpayrollflowingwater,andstaffthanthepeerconfirmedtheauthenticityofthesametype
7、;operatingincomeasthemainsourceofrepayment,andshouldrefertotheworkingcapitalloansrequiredtoverifyrealincomes,accuracy;guardnoabilitytorepayorguaranteeoftheabilityoftheborrower,guarantortoobtaincredit.Giventhatsomeproductsforanobjecttohaveaspecificprofes
8、sionalrestrictions主讲教师简介吴耀武:著名英语教学与测试专家；西安外国语大学语言测试研究中心副主任；全国公共英语等级考试（PETS）考官；先后两次赴香港岭南大学进修和工作；陕西电视台《考试联盟》栏目、西安音乐台《快乐时光》栏目、西安经济广播电台《空中英语角》节目特邀嘉宾。现已出版考研英语《黑博士系列丛书》（人民日报出版社）、大学英语四六级《考试专家系列丛书》、《全攻略系列丛书》（西工大出版社）和英语专业四八级《TEM-4/考试指南》等系
