(doc)-外文翻译-------社区银行所面临的机遇与挑战-其他专业

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5、ngesfacingCommunityBanksTedJohnsonCommunitybankshavelongbeenthebackboneoftheUSbankingsystem.Sincetheirinception,theyhaveservedasadrivingforcebehindthegrowthofsmall-tomid-sizedbusinessesfrommajorcitiestoruraloutpostsacrossthecountry.Whiletheyfacechallengessimilartotheirlarger,histo

6、ricallymorediversifiedcompetitors,downmarketsoftenpresentcommunitybankswithuniqueopportunities.Communitybanksarefrequentlyabletocapitalizeoncustomers’growingdissatisfactionwithlargerbanks.Uncertaintiescausedbythecreditcrisis,andadismissiveattitudeandlackofflexibilityarecausingincr

7、easingnumbersofindividualsandbusinessestoseekservicesprovidedbycommunitybanks.Theirsuccessincapitalizingonthissentimentiscontingentoncommunitybankingleadership’sabilitytorecognizeandreactquicklytoitscustomers’changingneeds.Unlikelargercompetitors,communitybanksseetheirsuccessasine

8、xtricablylinkedwiththatofthecommu