银行卡数据格式（bank card data format）

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1、银行卡数据格式（Bankcarddataformat）Theformatofthemagneticstripecardisuniform.Asfollows:1rangeThisstandardspecifiesthemagneticstripeinformationformatandusagespecificationofbankcards.ThisstandardisapplicabletoallkindsofbankcardsissuedandusedinPeople'sRepublicofChina

2、.2citationcriteriaTheprovisionsofthefollowingstandardsincludetheprovisionsofthecoststandardbyquotinginthisstandard.Thestandardsarevalidwhenthenewstandardispublished.Allstandardswillbemodified.Thepossibilityofusingthelatestversionofthefollowingstandardsshou

3、ldbediscussedbyallpartiesusingthisstandard.GB/T2659-2000codeofnamesofcountriesandregionsoftheworldGB/Tl2406-1996representsthecodeofmoneyandmoneyGB/T15694.1-1995identificationcardissueridentifierfirstpart:NumberingSystemGB/T15120.2-1994identificationcardrec

4、ordingtechnologysecondparts:magneticstripeJR/T0008-2000bankcardBINandcardnumber3.termsThefollowingdefinitionsareusedinthisstandard.3.1bankcardissuedbycommercialbanks(includingpostalfinancialinstitutions,thesamebelow)tothesocietyissuedwithconsumercredit,tra

5、nsfersettlement,accesstocashandotherfunctionsofallorpartofthecreditpaymenttools.3.2masteraccountprimaryaccountnumber(PAN)Numberofidentificationcardissuersandcardholderinformation.ItconsistsofIDnumber,personalaccountidentifierandcheckbit.It'sthemainaccountf

6、orfinancialtransactions.Note:itisequivalenttothecardnumberdefinedinJR/T0008.3.3cardissuingorganizationidentificationnumberissueridentificationnumber(IIN)Codesforidentifyingmajorindustriesandissuers.3.4personalaccountidentifierindividualaccountidentificatio

7、nThenumberassignedbytheissuingbanktoidentifytheindividualaccount.3.5checkbitcheckdigitAnumberafterthecardholder'sidentity.Itcalculatesallthecharactersaccordingtothenumberoftheidentificationnumberoftheissuingcardandtheidentificationofthepersonalaccount,soas

8、tocheckthecorrectnessoftheinputdata.MethodsofcalculationareshowninAppendixA.3.6personalidentificationcodepersonalidentificationnumber(PIN)4magneticstripeThecharacteristics,codingtechnologyandcodedcharacterset