自考英语二(新版)原文unit6thevalueofmoney

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1、Unit6TheValueofMoneyAFamousQuote:Neverspendyourmoneybeforeyouhaveit.一ThomasJeffersonThomasJefferson(1743-1826),thethirdPresidentoftheUnitedStatesandprimaryauthoroftheDeclarationofIndependence.TextATeachingChildrentoSpendPocketMoneyWiselyPre-readingQuestions:1.Recallanddescribeh

2、owyourparentsallocatedpocketmoneytoyouandhowyouspentit.2,Whatinfluencedoesthatwayofgivingpocketmoneyhaveonkidsfinancemanagement?School-goingchildrenneedpocketmoneyforfood,stationaryandbusfare.Parentsgivepocketmoneytotheirchildrenindifferentways・Somegivealumpofsumatthebeginningo

3、famonthoraweek.Othersprefertogivepocketmoneyonadailybias・Thewayinwhichpocketmoneyisgivenaffectshowmoneyisspentorsaved・Ontheotherhand,thechildren'sspendinghabitsmayaffecthowpocketmoneyisgiven.Pocketmoneygivenonadailybiasissometimestermedas“foodmoney”.Childrenusuallyusethepocketm

4、oneytobuyfoodduringrecessandalsoatlunchhouriftheyhaveschoolactivitiesintheafternoon.Theylearnhowtomanagesmallsumsofmoney.Asthemoneyislimited,theyhavetocontroltheirspending.Someparentschoosethismethodofallocatingpocketmoneyinordertopreventtheirchildrenfromoverspending,hopingthat

5、intimetheycanbetrustedwithlargersumsofmoney.Parentswhoearndailywagesmayalsooptforthisduetofinancialconstraints.Givingpocketmoneyonadailybiasplacesresponsibilitiesofbudgetingontheparents,insteadofchild.Thechildmayspendeverysinglecentofthedailypocketmoneybyoverindulginginjunkfood

6、,astheyknowtheywillgetanothersumofmoneythenextday.Thisresultsinchildrenbeingshort-sightedintheirspending.Thethoughtofsavingmoneynevercrossedtheirminds.Theymaydevelopthementalitythatmoneyismeanttobespent.Othersspendmorethantheyaregiven.Theyborrowfromtheirsiblingsortheirclassmate

7、swhentheyfeellikeindulgingthemselves.Thentheymayaskformoneytopayofftheirdebts・Thishabitofborrowingcausesthentodependonotherstosolvetheirproblems・Insuchinstances,thepurposeofrationingisdefeated・Childrenneedtolearnhowtobudgettheirmoney.Someparentsgobythe"learningbydoing”principle

8、andgivetheirchildrenlumpsumsatthebeginningofthemonth,a