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ID:35344553
大小:58.44 KB
页数:4页
时间:2019-03-23
《投资答案_一个投行家最后的投资忠告》由会员上传分享,免费在线阅读,更多相关内容在工程资料-天天文库。
1、投资答案-个投行家最后的投资忠告第一章自己的选择,只有坚持到底Attemptingtoinvestonyourowncanbedifficult,time-consuming,andemotionallytaxing.Mostindividualinvestorsdonothavetheskillsortheinclinationtomanagetheirowninvestments.However,evenforthosewhodo,thismaybenotagoodidea.Intoday^sworldofglo
2、balmarketsandcomplexfinancialinstruments,professionalshaveaccesstosuperiorresources.It^sdifficultforanindividualinvestortoeffectivelyputtogetherandmaintainanefficientportfolio(公文包;文件夹;证券投资组合;部长职务)thatisproperlydiversified(多样化的;各种的),minimizesfeesandtaxes,andavoi
3、dsoverlappingassets(资产;优点).Inaddition,theongoingmonitoringofyourportfolioandmaintenanceofyourdesiredriskexposure(暴露;曝光;陈列;揭露)canbechallengingandoverwhelmingwithoutaccesstothetoolsthatareusedbycompetentprofessionalfinancialadvisorsHowcouldthishappen?Thesimpleans
4、weristhatwetendtobuystocksandbondsaftertheirpriceshaverisen.Wedothisbecausewefeelcomfortableandconfidentwhenmarketsareup.Similarly,whenmarketshaveexperiencedadowntown,fearsetsinandweareoftenquicktosell.Thisbehaviorcanberesultinourbuyingatornearmarkethighs,andse
5、llingatornearmarketlows,thusfailingtocaptureevenamarketrateofreturn.Itisverydifficulttoaccomplishthisonyourownwithoutagoodsteward(管家;乘务员;膳务员;工会管事)inyourcorner.Thisiswhywebelievemostinvestorswhoareseriousaboutmanagingtheirwealthshouldseektheassistanceofaprofessi
6、onal.Aqualifiedfinancialadvisorshouldbringdisciplineandclaritytotheinvestmentprocessandhelpyouavoidbehavioraltrapsthatcanimpedeyourabilitytorealizeyourfinancialgoals.It,simportanttokeepinmindthatregulatorshavedoneapoorjobofpolicingthedozensofmisleadingtitlestha
7、tbrokersoftenuse.Thismeansthatyouareonyourownwhenitcomestoaskingthehardquestionsaboutwhethertheyreallyworkforyou.DorftbelievethoseglitzyadsthatyouseeintheWallStreetJournaloronTV.你在收到任何一条建议时,都需要弄清楚改建议是为你的利益考虑,还是因为他们都能从屮获取销售佣金。简言Z,你需要警惕法律漏洞有可能导致的“诱因〃问题。Withoutthe
8、financialincentivetogeneratemoretradesorsellhighermarginproducts,orthelimitationsofonlyhavinghisfirm'sapprovedinvestmentoffering,anadvisorisfreetouseanymoneymanagerortypeofi
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