资源描述：
《构建小微企业多层级金融服务体系的探讨》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。
1、最后，本文对小微企业多层级金融服务体系运行的制度环境提出具体要求，需要国家相关的政策、法律支持与配合，以确保金融服务体系能够有效运转。关键词：小微企业，服务缺失，融资需求，多层级，金融服务体系万方数据Multi-levelFinancialServiceSystemofSmallandMicroEnterprisediscussionABSTRACTSmallandmicroenterprisesasanimportantcomponentofthenationaleconomyplayadecisivestrat
2、egicroleinpromotingsocialeconomicdevelopmentstabilityandsustainable.Forthecurrentmacroeconomicsituation,smallandmicroenterprisefinancinghasbecomeaglobalproblem,thedilemmaofsmallandmicroenterprisesfinancingwillprofoundlyaffecttheenterpriseshealthyanddevelopment
3、.Withtheworldeconomyenteraslowgrowth,surpluslaborisnolongersufficient,thedemographicdividendtendstodisappearandaworldwidetrendofenergysaving,China'ssmallandmicroenterpriseswillcontinuetofacemanysevereshocksandchallengesinthenext10years.Inthisdifficultenvironme
4、nt,thekeytopicswhichneededtosolveishowaccordingtothenationalpolicies,combingallaspectsofsmallandmicroenterprisefinancing,torebuildfinancialservicessystemtargetedimprovesmallandmicroenterprisesfinancingconditions.Thepaperrevealsthegreatsignificanceofsmallandmic
5、roenterprisesfinancingproblemssolvingfortheoveralleconomy,useoflargeamountsofdatatoshowChina'ssmallandmicroenterprisesoperatingconditions,inordertofullyunderstanditsproblemsandcausesinfinancing,analyzeandevaluatethecurrentsmallandmicroenterprisefinancingmodeli
6、nChina.Thepapercomparethesmallandmicroenterprisesandfinancialservicesystemtwoaspects,toanalyzetheunderlyingcauseswhynotthetwopartiesbeseamlessconnection,fromseveralaspects,suchasfinancingneeds,information,riskanalysissystemandthelackoffinancialservices.Accordi
7、ngtoChina'srelevantpoliciestobuildmulti-levelfinancialservicesystemforsmallandmicroenterprises,andsupplementedbythecorrespondingmulti-levelcreditevaluationanddecision-makingsystem,whichcanavoidtheassociatedfinancingrisks.Finally,thepapermakesspecificdemandsonp
8、olicyenvironmentforsmallandmicroenterprises’multi-levelfinancialservicesystem,requiresrelevantnationalpoliciesandlegalsupport,inordertoensurethefinancialservicessystemfunctioningef
