3、切实提高企业总体素质，同时加速建立多层次、全方位、完善的中小企业融资支持体系和健全的经营机制，改善中小企业融资的宏观政策环境，才能保障中小企业健康快速的发展，促进我国国民经济的发展。【关键词】:中小企业；融资；存在问题；对策【Abstract】:For a long time, small-medium sized enterprises have played important roles in development of national economy construction. However, there are many facto
4、rs restraining development of small-medium sized enterprises in China, specially financing bottle-neck. It is necessary to settle to solve the financing problem. First, we should analyze the financing problems of small-medium sized enterprises and make corresponding 29steps.
5、 This paper mainly analyze the presenting conditions and the causes of financing plight from the following three aspects: National macro-policy、Financial system、quality of the enterprises itself, then we come to the conclusion. They are the principal factors which make the
6、small-medium sized enterprises hard to finance, such as the imperfection social financing system、immaturity of credit warranty、asymmetric information of the enterprises、unsound system of enterprises themselves、the low credits and so on. On the bases of benefiting from foreign
7、 experiences and fundamental realities of our country, we will get down to improve the quality of their own. At the same time, we also accelerate to build multi-levels, all- dimensional, perfect supportive financing system and improve the macro-policy environment. In this ca
8、se, we can ensure the quick and healthy development of small-
