招商信诺寰球至尊高端个人医疗保险a款条款

《招商信诺寰球至尊高端个人医疗保险a款条款》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。

1、IGAB1212寰球至尊A招商信诺寰球至尊高端个人医疗保险（A款）条款阅读指引TheReadingGuidetoCIGNA&CMCIndividualPrivateMedicalInsurance(A)Provision本阅读指引帮助您理解条款，若与条款冲突，以条款为准。Thisguideintendstohelpyoubetterunderstandthefollowingpolicyprovision.Inthecaseofanyconflictswiththepolicyprovision,th

2、epolicyprovisionshouldalwaysbevalidandbinding.您所拥有的重要权益HighlightofYourRights1.本保险合同的保障人员为国籍国在大中华地区的被保险人，或者国籍国曾经在大中华地区并且投保时在大中华地区有固定住所的被保险人。ThispolicyonlycoversbeneficiarieswhosecountryofnationalityisinGreatChina,orbeneficiarieswhohaveeverhadcountryofna

3、tionalityinGreatChinaandhavepermanentadobeinGreatChinawhileapplication.若本保险合同不符合您的需求或期望，您可以在收到保险合同并书面签收之日起10天内联系我方解除本保险合同。如果尚未发生理赔、付款担保或付款预授权，我方将无息全额退还您方已交纳的全部保险费。粗体词汇的理解请见释义。Ifthepolicydoesnotmeetyourneeds,orhasnotbeenissuedinaccordancewithyourintentio

4、n,youmayaskustocancelitwithinten(10)daysuponyourreceiptofyourcertificateofinsurance.Ifnoclaimshavebeenmade,andnoguaranteesofpaymentorpriorapprovalshavebeenputinplace,wewillrefundanypremiumwhichhasbeenpaidandwithoutaccruedinterest.Wordsandphrasesinboldha

5、vethemeaningsgiventothemin’Definitions’.2.被保险人可以享受本保险合同提供的保障。Beneficiariesarecoveredbythebenefitsonthepolicy.您应特别注意的事项Mattersforattention1.请您注意理解各项保险责任的保障内容，相应选择您的保障计划。Pleasemakesureyouknowallbenefits,anddecideyourinsurancecoverageaccordingly.2.请您留意关于保

6、险金给付限额和条件的条款。Pleasepayattentiontotheprovisionsaboutthelimitsandconditionsofcover.3.请您留意责任免除条款，尤其是已加下划线的免除或限制我方责任的条款。Pleasepayattentiontotheprovisionsaboutexclusions,especiallythosehavingbeenunderlined.4.请您留意保险合同中关于保险期间及合同效力终止的条款。Pleasepayattentiontothep

7、rovisionsaboutperiodofcoverandpolicytermination.5.请您留意续保的条件，如果您方不愿意续保，请在保单周年日前通知我方。Pleasepayattentiontotherenewalconditions.Ifyoudecidenottorenew,pleaseinformuspriortoyourpolicyanniversary.6.请您留意一些重要术语的定义，如“常住国”、“日间病房治疗”、“专科医生”、“执业医生”等。Pleasepayattentio

8、ntothedefinitionsofsomekeyterms,suchas“countryofhabitualresidence”,“daycasetreatment”,“specialist”,“medicalpractitioner”andetc.IGAB1212寰球至尊A条款目录Tableofcontents第一章一般条款及规定第二章保险责任Section1-GeneralTermsandConditionsSection2-Benefits1