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1、东北财经大学成人高等教育本（专）科毕业论文中国网络金融服务安全的分析——探索对策以及防范要求作者吕明鑫层次高中起点专科专业金融学年级2010学号201026301018办学形式脱产办学地点东北财经大学指导教师成绩10提要电子商务的发展对整个社会的政治、经济、文化及生活等领域产生了巨大的影响，金融业在这股潮流的冲击下也面临着前所未有的发展机遇和挑战。网上银行作为一种实体银行的虚拟工作环境，其交易不仅具有与传统银行业务相同的风险，而且他具有高技术性、无纸化和瞬时性等特点，决定了其经营风险要远远大于传统银行的风险，且目前技术措施和立法保障等方面不尽完善，因此其存在的问题也日益显现，其中最重要的
2、是网上银行的安全风险问题。同时，网络金融的迅速崛起，为金融机构的竞争与发展拓展了新的空间，为单位及公众的资金和投资管理带来了极大的便利。与此同时，金融网络频遭攻击，客户金融资产被在网上盗卖、资金被在网上盗取的案件时有发生，网络金融的安全问题也日益突出。因此，认真分析、准确把握影响网络金融安全运行的各种诱致性因素，采取有效措施，堵塞漏洞，不断强化和提高网络金融运作的安全性能，增强其安全保障，是推动我国网络金融健康发展的当务之急。关键词电子商务网上金融服务网络安全10AbstractThedevelopmentofe-commerce areassuch as politics,econom
3、y, culture and life ofsocietyasawhole hada huge impact on the financialindustry isfacingunprecedentedopportunitiesandchallenges in theimpact of thistrend. Virtual workingenvironment,onlinebanking asan entity bank transactions not only have thesamerisk withthetraditional bankingbusiness, andhe has
4、 a high-tech, paperless, and transientcharacteristicsof its businessrisk isfargreaterthan traditional banks theriskoftechnicalmeasuresand legislationtoprotect notperfect,so itsexistence isalsoincreasinglyapparent, the mostimportantofwhich is the security risks of onlinebanking.The same time, ther
5、apidrise of the network offinancial, competitionanddevelopment offinancialinstitutions toexpand the newspace, agreatconvenience forthe units andthepublic funds andinvestmentmanagement. At the same time, the financialnetworkfrequently attacked, and customers offinancialassets hasbeen stealingandse
6、llingonline, capital cases was stolen ontheInternet, the onlinefinancial securityissues havebecomeincreasinglyprominent. Therefore,acareful analysis, anaccurategraspof avarietyof induced factors that affect thesafeoperation of thenetwork offinancial, takeeffectivemeasuresto plugtheloopholes, and
7、continuetostrengthen andimprove thesafetyperformance of the network of financialoperations to enhance its security, is topromote the development of China's network offinancial health imperative.keywordsE-commerce; onli
