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ID:33014133
大小:67.46 KB
页数:12页
时间:2019-02-19
《毕业论文外文翻译-我国商业银行个人理财业务的战略研究与发展现状》由会员上传分享,免费在线阅读,更多相关内容在工程资料-天天文库。
1、TheDevelopmentStatusandStrategyResearchofCommercialBanks^PersonalFinancialManagementBusinessinChinaAbstract:Thepersonalfinancialmanagementbusinessinourcountryisintheinitialstage,comparedtothedevelopedoneinwestern,there^sstillalongwaytogo,Therefore,thecommercialbanksinchinaneedtoreviewandstudytoe
2、stimatemarketdirection;buildexcellencebrandimageandspecialservices;Increaseofinnovation;changetheproductsfromsingletocomprehensive;Establishandperfectfinancialmanagementbusiness9managementsysteminordertopromotethedevelopmentofpersonalfinancialbusinessinourmanagementcountry.Keywords:Commercialban
3、ks,Personalfinancialmanagement,Strategy1IntroductionThecommercialbanksarefacingthenewsituation:theincreasingdangerintraditionalbusiness,themarginoftheinterestrate'sturningincreasinglynarrowedandforeignbank'scompetition.Thesebanksshouldthinkdeeplytofindwhythatbusinessdevelopsoslowlyandthenputforw
4、ardafeasibleplan.ThepersonalfinancialmanagementbusinessisnotonlyanimportantcarrierforcommercialbankstoadvanceComprehensivemanagementstrategybutalsoamajorwayofimprovingIntermediarybusinessincome.Thatbusinessinourcountryisintheinitialstage.comparedtothedevelopedoneinwestern,there'sstillalongwaytog
5、o.Therefore,thecommercialbanksinchinaneedtoreviewandstudytoestimatemarketdirection;buildexcellencebrandimageandspecialservices;Increaseofinnovation;changetheproductsfromsingletocomprehensive;Establishandperfectfinancialmanagementbusiness^managementsysteminordertopromotethedevelopmentofpersonalfi
6、nancialmanagementbusinessinourcountry-Meanwhile.thecommercialbanksarefacingthenewsituation:theincreasingdangerintraditionalbusiness,themarginoftheinterestratersturningincreasinglynarrowedandforeignbank'scompetition.Thesebanksshouldthinkdeeplytofendwhythatbus;messdevelopsoslowlyandthenputforwarda
7、feasibleplan.Amongallthebusinessesincommercialbanks,personalfinancialmanagementbusinesshastheadvantagesofhugemarketcapacity,lowrisk,widerangeofbusiness,andstableincome.Forthoseadvantagesthepersonalfinancialmanagementbusiness
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