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ID:32347990
大小:6.92 MB
页数:52页
时间:2019-02-03
《我国商业银行收入结构对绩效影响的研究——以13家上市商业银行为例》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、AbstractCommercialbahksofChinarelymainlyontraditionalcreditbusinessforbankbusinessincomeramermaIlnon.interestrevenueandotherbusinessincomenowadays·Non‘mterestbusinessisasimportantaScreditbusinessinadvancedforeignbanks,SOtheincomestructureotC№,scomm喇a1baIll【sisun
2、reasonable.Therefore,thedomesticbanksreachtheconsenSusthatitisessentialtoimplementthestrategyoftransitionandchangetraditionalmanagementmodeandmodeofgrowmwhichrelyonscaleexpansionandincomecredit·Changingtheincomestmctureisthecenterofstrategyoftransitionandbanking
3、businessinnoVationinthewholebankingsector.In“scontext,thispaperisatentativestudyoftheincomestrucnlreotdomesticcommercialbanks.Thispaperd100ses13representativelistedcommercialbanksinChinaasresearchobjects·Basedonmeresearchresultsathomeandabroadandcombinedwiththes
4、pecificsituationofthelistedco眦ercialbal血sinChina,theresearchusedshift-sharemodel,multiple11nearregressionmodelforpaneldataandcomparativeandinductivemethodstoresearchonthereVe眦es觚ctureofChina'scommercialbankssystematically.First,basedonthe1ncomestmctllreofC11ina’
5、scommercialbanks,usetheshift-shareanalysismethodtoevaluatethee毹ctiv鲫essofthereVenuestructureofChina’scommercialbanks;Second,accountmgforrevenue行omthecredit,theproportionofnon—interestrevenueandinvestmentreVenuerespecti、,ely,performtheempiricalanalysisontherevenu
6、eofthebanks,andcometotheconclusionthatdiff打enttypesofrevenueratioimpactonthebankperformancedifferently;third,&awconclusionsandmakerecommendations.ThispaperusesShift.sharemodeltoevaluatetheeffectivenessoftheincomes咖ctureotChinaIscommercialballksfromtwoaspects.Ono
7、nehand,consideringforeignadvancedbanksasbencm破舶mmeb鲫岫ngsectorintegritypointofview,thepapermadeastudyofbusiness盯owm,incomestructureandcompetitivenessofChina'sbankingsectorcomparedwlthforeignadvaIlcedbal像s.Ontheotherhand,thispaperconsideredtotalrevenueofChlna’sban
8、kingindus仃vasthestandardfromthepointofdifferencesofallcommercialbanks,researchesthedi伍erenceofrevenuestmctureandlevelofcompetitivenessbetweendomesticcommerclalbanksin
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