招商银行重庆分行个人消费信贷业务发展的研究 (1)

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1、重庆丈学硕士学位论文英文摘簧ABSTRACTItisveryimportanttodevelopindividualconsumptioncreditforstartinguptheconsump蠢onmarket,enlargingthedomesticdemand，promotingtheeconomicdevelopment，andimprovingtheassetsstructureofthecommercialservice,aswellasmeetingthechallengefromthoseforeigncommercial

2、bankwhichwillstepintothecompetitionsoon．ThecommercialbanksofChinahavemadenoticeableprogresssincethePeoples'sBankofChinaissuedtheguidingbookofdevelopingindividualconsumptioncreditinMarch1999．Eachofthemstagedtoworkhardintheabovefieldfromtheirownpointofviewandovertwen移categor

3、iesofindividualconsumptioncredithavebeenmadeknowntothesociety．However'comparedtothecommercialbanksofthedevelopedcountries，Chinesecommercialbanks’scalesofindividualcreditarerathersmall，theirstmctureaarecomparablyillogicalandthereisalongwaytogo。Therefore,howtopromotetheindiv

4、idualconsumptioncreditofcommercialbanksofChinabecomesaemergequestiontobesolved．By也is．theGDPofChinacouldbeincreasedandtheprofitsofChinesecommercialbankscouldbeimproved。髓isessaystandsontheprosecutionstatusquoofChinaMerchantsBankChongqingBranch,pointstotheproblemoftheslowdeve

5、lopmentindomesticcommercialbanks,introducestheadvantageandexperienceindevelopingcountries；combiningthepracticaldevelopmentinChongqingBranch,theessayanalysesthefactorsthatpreventitfromdevelopingindividualconsumptioncredit,atlastitbringsforwardthemeasureandrecommendationwhic

6、hcouldpromotethedevelopmentofindividualconsumptioncreditinChineseMerchantsBanks,italsohopestosupplyavaluablereferencefor0壤ercommercialbanksinChina。Keywords：Merchantsbank，individualconsumptioncredit，preventfactors’developments拄ategyⅡ独创性声明本人声明所呈交的学位论文是本人在导师指导下进行的研究工作及取得的研究成果

7、。据我所知，除了文中特-NJsD以标注和致谢的地方外，论文中不包含其他人已经发表或撰写过的研究成果，也不包含为获得重庞盔堂或其他教育机构的学位或证书而使用过的材料。与我一同工作的同志对本研究所做的任何贡献均已在论文中作了明确的说明并表示谢意。学位论文作者签名／7萼i≤音干签字日j}目：2“，年『『月多日学位论文版权使用授权书本学位论文作者完全了解重废盔堂有关保留、使用学位论文的规定，有权保留并向国家有关部门或机构送交论文的复Eri,f-牛并rl磁盘，允许论文被查阅和借阅。本人授权重庞太堂可以将学位论文的全部或部分内容编入有关数据库进行检索，

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