efficiency+and+productivity+analysis+of+togo+banks

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1、MASTER’STHESISHUNANUNIVERSlTYDECLARATIoNI，PLACCALatekoeKokouPapagan，herebydeclarethattheworkpresentedi11thisMaster‘sthesisentitled“EmciencyandProductivitya11alysisofTogobanl(s’‘isnlyoriginalworkandhasnotbeenpresentedelsewhereforanvacademicqualincatio

2、n．WherereferenceshaVebeenusedf．rombooks，publishedpapers，reportsandwebsites，itisfIullyacknowledgedinaccordancewiththestandardreferencingpracticesofthediscipIine．Student’ssignature：．CopyrightStatementDate加吃．勺．卫7PermissionisherewithgrantedtoHunanUniVers

3、itytocirculateandreproducefbrnon—commercialpurposes，atitsdiscretion，thisthesisupontherequestofindiVidualsorinstitutions．TheauthordoesnotreserveotherpublicationrightsandthethesisnorextensiVeextractsfIromitbeprintedorotherWisereproducewithouttheauthor’

4、swrittenpemlission．Thisthesisbelongsto：1．Secure，andthispowerofattomevisvalidafter2．Notsecure．PleasenlarktheaboVecorrespondingc11eckboxwithAuthor’sS迢nature：SuperVisor‘sSignatureDate：0012．白．盘7Date：珈胁、毕叩AbstractInthelastnf[yyears，thebankingsectorsof1、og

5、o，asofmanyothercountries，haVebeensubjecttoglobalization，deregulationandliberalization．InTbgo，thennancialsectorhasanimportantroletoplayintheeconomicdeveloplllentprocess．FinancialinstitutionsarethenlainintemlediationchannelsbetweensavingandinVestmentin

6、thecoulltry．FinancialintermediariesallowmobilizingsavingfromdiVersesourcesandallocatingtolnoreproductiVeactivities．whatbenentsnotonlyinVestorsandbene行ciariesoftheinVestments，butalsothewh01eeconomy．AgeneralViewonthestrategicofsomeTogolesebanksshowstha

7、ttherearehavinglowproductiVityduetothelackofnlanagementskillascomparedtotheotherscountriesbanks．MostofthestudiesdealingwithbankefhcienciesevaluatetheefhciencyofAmerican，EuropeanandAsianBanks．Nevenheless，afewofthesestudiesfocusesonAfrica，especiallynon

8、eofthosestudiesfocusesonTbgoso亿r．Apantlromthat，itisofgreattheoreticalandpracticalsigni“cancetoresearchontheefnciencyandproductiVityofTogolesebanl(s．DataenVelopmentanalysis(DEA)hasnowbeenwidelyusedconsideringthatithastheadVantagetoallowtheDMUstohaVefu