中国商业银行业操作风险问题分析

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6、hallkstodiffcrentbusinessenvimnment，m柚a西ngsystemandthecultureofriskbetweenchiⅡaandotherwestemnations，therearcsomespecialreasonsandtypicalfeaturesofoperationalrisksinchina’sbanks．Theproblemsaremainlyshownonthepersons．Thatistosaypeoplc，includingmaⅡageLem

7、ployeeandothers，causemerisks．Themoralrisks百vebinhtointemal仃audandextemal丘audthatarcthcabsolutereasonofoperationalrisksinchina．Ontheotherhand，theincompleteandine￡f-cctjvesystemsarethesub-imponaIltreasonsofoperationalrisks．WhenwefunherexplorethemotsOfthe

8、sereasons，wefindthesereasonsfinallyascribetoIheblemishofpmpertyri曲t，whjchisthepajnintheneckiⅡthepmcessofourreforms．Impmperpropertyri曲tcausedthejne茧cacyofcorpomtemanagementst兀lcture，andfunhe珊oreit1edtolhe1aggardbusinessaIldsupefvisjngmec