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ID:32087214
大小:2.06 MB
页数:50页
时间:2019-01-31
《中国商业银行全要素生产率与其影响因素分析》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、重庆大学硕士学位论文英文摘要ABSTRACTTheCompetitiveness,asakeyofthecontinuousdevelopmentofcommercialbanks,isalsoboththefoundationandcoreinthebankingsector.Ineconomics,efficiencyisoneofthecoreissuesforresearch.Therefore,ifthecompetitivenessofthedomesticbankingindustrywantstobe
2、enhanced,theefficiencyissuesmustbehighlyregardedduetothecompetitionfromthecomingforeignbanks,alongwiththeopennessofdome-sticfinancialmarket.Thethesisofthisessayisbusinessefficiency.Moreover,theobjectivesoftheessayare:tostrengthenthecompetitivenessofthehomebanks
3、whichisthevitalconditionfordisparkingChina’sfinancialmarket,andisalsothefoundationofmaintainingthedomesticbankingindustryprofitable;toapproveandanalyzethefactorsofthebusinessefficiencyinthedomesticbanks;toexcogitateamethodforthedomesticbanks;thescientificguidin
4、gsignificanceforthetransformationofthegrowthplanfromdecentralizationtocentralizationinthedomesticbankingindustry.Employingastochasticdistancefunctionapproach,thispaperanalyzestheimpactofbankingreformsontechnicalefficiencyandtotalfactorproductivity(TFP)changein1
5、6bankstraditionalloananddepositbusiness,furtherdecomposeTFPchangeintoascalecomponent,atechnicalchangecomponentandatechnicalefficiencychangecomponent,andempiricallyexaminesmarketpowerfactorsofproductivitychanges.Themainconclusionsareasfollows:Overall,WSOBsexperi
6、encedlittlehighergrowthinTFP(5.77%perannum)comparedtotheJoint-equitybanks(5.45%per-annum).TechnicalchangeincreasesubstantiallytheirTFPwhiletechnicalefficiencychangeplayannegativeroleintheirsteadyTFPgrowth.ScalecomponentplaysaverylimitedroleinaffectingTFPchanges
7、forboththeWSOBsandjoint-equitybanks;inloanmarket,relativemarketpowerandmarketconcentrationissignificantlynegativecorrelationwithtotalfactorproductivitywhilehavenocorrelationindepositmarket;Thestate-ownedbankishighermarketpowerthanthejoint-stockbankdepositmarket
8、,oppositeinloanmarket.Inallusiontotheactualbusinessefficiencysituationofthedomesticbankingindustry,consideringfromtheaspectsof"internalgovernance"andtheconstructionoffinanci
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