谁偷了我的银行卡？

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1、谁偷了我的银行卡？　　如今银行卡的使用日益广泛，而与此相关的经济犯罪也常有发生。在本期的《无限播客》中，我们就来看看这样一个案例：当银行卡和身份证都在持卡人手上时，犯罪嫌疑人竟能利用漏洞，按照正规的银行业务办理程序盗取了卡里的款项。这究竟是如何发生的呢？造成的经济损失，是由银行还是持卡人承担呢？面对随时可能发生的财产危险，我们又有什么办法预防呢？　　Host：ZhouYuanhongisfromCentralChina’sHunanProvince.HeandhiswifeLuJingwereunemployedworkersformanyyearsbeforetheycametoShan

2、ghaitostarttheirownbusiness.Smallastheirbusinesswas，ithasstartedmakingquiteabitofmoneyinrecentyearsthankstotheZhoucouple’shardefforts.TheZhoucouplesaidtheirbusinesshadbeengoingverysmoothlyuntilrecently，whensomethingabsurdhappenedtothem.　　Reporter：OneafternooninMarch，2013，oneoftheclientscalledtotel

3、lZhouYuanhongthathehad1）remittedtheamountdueintohisbankcard.Delighted，theZhoucoupleimmediatelycheckedtheirbankaccountbalancebyphone.Whattheyheardontheautomaticvoicemailshockedthemandleftthem2）flabbergasted.Lu：Thevoicemailsaidthatourbankcardhadbeen3）nullified.Wewere12shocked.Howcoulditbethatourbank

4、cardhadbeen4）struckoff？IhadbeencarryingthecardandourIDcardsinmyownwallet.BothmyhusbandandIhadbeenbusyingourselveswithourworkandneitherofushaddoneanythingtohavethebankcard5）deregistered.　　Reporter：Unabletobelievewhatthevoicemailhadtoldthemonthephone，theZhoucouplewenttoanearbybankrightawaytodoublech

5、eck.　　Host：ZhouYuanhong’sbankcardhadbeenstoppedandtheamountof160，000yuanhaddisappearedintothinair.Zhou’swifesaidshehadbeencarryingthebankcardandtheirIDcardsinherownpurse.Therecouldbenomistakeontheirparttocausethis.Coulditbethatsomethingwentwrongwiththebank’scheckingsystem？Wastingnotime，ZhouYuanhon

6、grushedtotheissuingbankandaskedtheclerktohelpcheckthesourceoftheproblem.　　Reporter：ThebankclerktoldZhouYuanhongthatsomeonehadindeedhadhisbankcardderegistered.Butwhohaddonesowithoutthecardowner’sknowledge？AtZhouYuanhong’srequest，thebanksortedouttheirworksheetrecordforderegistrationofthebankcard.　　L

7、u：Thebankcardishere，soaretheIDcards，butthemoneyisgone.Howcouldthisbeexplained？　　Reporter：Accordingtothebank’srecord，ZhouYuanhong’12sbandcardhadindeedbeenstruckoffandderegistered6）onthegroundsthatthecard’s7）magnet