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1、电工们看看吧，上百种电路，不一定你们都懂一、日光灯类：riskmanagerswithtwoaccountmanagertodealwiththeabovekey.SectionIofchapterIIIriskmanagementrequirementspre-loaninvestigationpre-loaninvestigationshoulddoublehandle.Pre-loaninvestigationdominatedbyfieldinvestigationsontheground,whileutilizingcreditenquiries,
2、telephoneenquiries,bankinformationsystemquery-relatedpersonnel,andsoon.InterviewsystemofBank'sstrictapplicationofthesystemofpersonalcreditbusinessinterview.Investigatorsshouldworkwithborrowers,totherepaymentortheguarantorcreditbusiness,suchaspartiesandthespouseofconfirmedactssuchas
3、loans,guarantees,verificationofitsauthenticityanditsrightsandobligationsinthecreditbusiness,retainthesesignedtranscriptoftheinterview,fromthefirststeptopreventfalseloansandotherbusinessrisks.Investigatorshouldretaintheborrowersignapersonalloanapplication,loanapplicationsshouldbecle
4、arlytheamount,purpose,durationandotherinformation.Investigatorsshouldfollowthepracticeforinformationcollectionandverificationofdataauthenticityitcarefully,andkeepcopies,photocopiesmustbecheckedagainsttheoriginalagreement,effectivelypreventingborrowersusingfalseinformationtoapplyfor
5、credit.Incomeandoccupation,andotherkeyinformationtoverifyauthenticityinvestigatorsshouldcarefullyverifyingtheborrower'sincome.Toincomeasthemainsourceofrepayment,subjecttoproofofincomeisrequired,butshouldalsoauditpayrollflowingwater,andstaffthanthepeerconfirmedtheauthenticityofthesa
6、metype;operatingincomeasthemainsourceofrepayment,andshouldrefertotheworkingcapitalloansrequiredtoverifyrealincomes,accuracy;guardnoabilitytorepayorguaranteeoftheabilityoftheborrower,guarantortoobtaincredit.Giventhatsomeproductsforanobjecttohaveaspecificprofessionalrestrictionsriskm
7、anagerswithtwoaccountmanagertodealwiththeabovekey.SectionIofchapterIIIriskmanagementrequirementspre-loaninvestigationpre-loaninvestigationshoulddoublehandle.Pre-loaninvestigationdominatedbyfieldinvestigationsontheground,whileutilizingcreditenquiries,telephoneenquiries,bankinformati
8、onsystemquery-relatedperso
