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1、中国人民财产保险股份有限公司道路工程建筑工程一切险条款及附加条款一、第一部分物质损失保险(一)保险责任1．在保险期间内，若保险单明细表中分项列明的保险财产在列明的工地范围内，因除外责任（包括本部分的除外责任和总除外责任）以外的任何自然灾害或意外事故造成的物质损坏或灭失(以下简称“损失”)，保险人按本保险合同的约定负责赔偿。2.对经保险单列明的因发生上述损失所产生的有关费用，保险人亦可负责赔偿。3.保险人对每一保险项目的赔偿责任均不得超过保险单明细表中对应列明的分项保险金额以及附加条款或批单中规定的其他
2、适用的赔偿限额。但在任何情况下，保险人在本保险合同项下承担的对物质损失的最高赔偿责任不得超过保险单明细表中列明的总保险金额。定义自然灾害therebypromotingthe"two"studyandeducationeffectivelycarriedout.Thirdclassifiedguidance.Istudyandeducation,partymembersandcadres,hasasilverlining.Reality,highlightedguidancetopreventthe"
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6、rtocatchdaily."Two"studyandeducationactivitiesisnota,andismainlyusedtodailyeducation,education,promotetheconstructionofparty'sideologicalandpoliticalnormalizationandinstitutionalization,adheretothecatchinthedaily,isoftencentralto"two"learnthebasicorient
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8、partymembersinvolvedintheeducation,ensuringthattheorganizationisinplace,measuresare：指地震、海啸、雷电、飓风、台风、龙卷风、风暴、暴雨、洪水、水灾、冻灾、冰雹、地崩、山崩、雪崩、火山爆发、地面下陷下沉及其他人力不可抗拒的破坏力强大的自然现象。意外事故：指不可预料的以及被保险人无法控制并造成物质损失或人身伤亡的突发性事件，包括火灾和爆炸。(二)除外责任保险人对下列各项不负责
