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1、想变富？先学学有钱人的10种思维方式！0“richpeoplethings”Financialgurussay,“Tobecomerich,dorichpeoplethings.”Herearetenwaysyoucanstartdoing“richpeoplethings”andstopwatchingyourhard-earnedmoneyflowoutofyourbankaccount.金融专家常说：“想变得有钱，那就做有钱人做的事。”下面这10种方法可以教你向有钱人学习，再也不让辛苦赚来的钱哗啦啦流走。1.Theygetoutofdebt.有钱人摆脱债务。Duh
2、,right?Debtistheenemytobuildingwealth.DebtisLordVoldemort.Itwillkillanddestroyyourmoney.Youshouldgetridofevensmall,monthlypayments.Startbyfiguringoutexactlyhowmuchyouowe,anddecidewhatyou’regoingtotacklefirst.可不是嘛，债务是累积财富的头敌，债务就是伏地魔。它榨取并吸干你的每分每厘。哪怕是小额的月债，你也应该还清。先算清自己到底欠了多少债，然后想办法去解决。2.The
3、yknowhowmuchtheysave.有钱人清楚自己有多少积蓄。Doyouknowwhatyourannualsavingsrateis?Richpeopledo.Itdoesn’thavetobeexact,ordowntothepenny,butyoushouldknowhowmuchofyoursalaryyouusuallysaveorinvest.你知道自己的年储蓄率是多少吗？有钱人知道。你不一定要搞清具体数字或精确到每分钱，但应该清楚平时储蓄或投资的薪水金额。3.Theyknowhowmuchtheyspend.有钱人知道自己花了多少钱。Howmucha
4、reyourmonthlyutilities?Howmuchdoyouusuallyspendatrestaurants?Byfiguringoutthesethings,youwillbeabletofindwaystosaveandinvestmore.So,trackyourspendingoverthenextcouplemonths.Afteryou’veseenwhereyourmoneyisgoing,youwillhaveabetterideaofwhatyoucancut.你每个月的日常开销是多少？平常会花多少钱去吃馆子？算清这笔账，你就找到省钱和投资
5、的方法了。所以，接下来几个月请尝试记下自己的开销吧。当你弄清钱都花在哪儿后，就能知道怎么削减开支了。4.Theythinklongterm.有钱人目光长远。Wheredoyouwanttobein5,10,or20years?Whereverthatis,youneedtostartplanningforittoday.Richpeopledon’tsaythingslike,“Iwantnewshoes,I’mgoingtospendthelastofmypaycheckonthem.”Theythinklongtermaboutwheretheywanttobe,a
6、ndtheymakesavingsgoalstogetthere.你给自己5年、10年乃至20年的定位是什么？不论怎样，你都需要从现在起认真规划了。有钱人不会说：“我想买双新鞋，还剩一点余钱，干脆把它花掉吧。”他们会考虑得很长远，然后努力存钱实现那个长远目标。5.Theymaketheirmoneyworkforthem.有钱人让金钱为自己效劳。MydreamistofigureouthowtomakemoneywhileIsleep.Doesn’tthatsoundamazing?Well,richpeopledothat.Theyinvestinstocks,rea
7、lestate,companies,etc.andmaketheirmoneyworkforthem.我的梦想就是掌握一边睡大觉一边赚钞票的秘诀。这听上去是不是很诱人？有钱人就是这么做的啊！他们投资股票、房产、公司等，让金钱为自己带来收益。6.Theydiversifytheirincome.有钱人保持收入多样化。Nothingwillmakeyoufeelmoresecureatworkthanhavinganotherstreamofincome,anditwillhelpyourbankaccount,too.Havingafews
