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1、-------流及漏出问题、第三方虚拟货币交易风行的现实性问题，及其对我国的小额支付体系和实体经济的影响等。最后提出传统企业转型，加速虚拟货币渗透以及建立虚拟货币的有效监管体系的政策建议。关键词：互联网，虚拟货币，体验经济，传统行业，积分运营模式，金融渗透-----------万方数据-----------FINANCIALPENETRATIONPRACTICEOFVIRTUAL
CURRENCYINTRADITIONALINDUSTRYABSTRACTITrevolutionhasbecomeanimporta
2、ntdrivingforceforsocialandeconomicdevelopment.WiththeboomingandrapiddevelopmentofInternet,value-addedinternetproductsandservicescontinuetoemerge.Virtualcurrency,asanewexchangemediumandmeansofpayment,greatlyimprovesthemicro-paymentenvironmentandefficiency.Virt
3、ualcurrencyiswidelyused,andbeginstoinfiltratefromtheinternetenvironmenttotraditionalindustries.Currently,moststudiesonthevirtualcurrencyarefocusedoninternetapplications(includingonlinecommunities,onlinegames,etc.),whilelittleresearchwasdoneontheimpactofvirtua
4、lcurrencypenetrationintotraditionalindustries.Forthesereasons,onthebasisofpreviousstudies,theauthorstartedfromthedefinitionandbackgroundinformationofvirtualcurrency,alongwiththestudyofchallengesanddilemmasofInternetdevelopment,toexploretheindustrialbasisofvir
5、tualcurrencydevelopment.Meanwhile,forvarioustypesofvirtualcurrencythatmaybedevelopedintraditionalindustriesthroughdifferentmodesofoperation,theauthorestablishedasystematicanalyticalframeworkofvirtualcurrencygeneration,transferal,exit,andcommunicationofvirtual
6、currencywithrealcurrencyandtherealeconomy,tobetterintegratethecorrelationandimpactofvirtualcurrencyinthe-----------万方数据-----------activityoftraditionalindustries,soastoestablishasubstantialrelationshipbetweenitsvarioussystem,foracomprehensiveandsystematicstud
7、yontheissuer,theconsumer,intermediatechannel,paymentsystemandnationalregulatoryofvirtualcurrency.Furthermore,thispaperestablishedtheissuance,transferalandwithdrawalmechanismmodeofvirtualcurrencyintraditionalindustries.Throughdetailedanalysis,theauthordidin-de
8、pthstudyontheimpactofvirtualcurrencyontheissuer,usersandmacroeconomicentities,inordertoobtainacomprehensiveunderstandinganddeepinsightonvirtualcurrency.Onthisbasis,theauthorexploredthepro
