4、economytoadvanceindepth and thestrategicadjustmentofindustrialstructure, ruralcreditcooperativesin thedeep-seatedcontradictionsaccumulated inthe form ofthe oldsystem havebeenexposed, thefinancial riskismoreandmoreobvious, whichseriouslyrestrictthe development
5、ofruralcreditcooperatives, ruralcreditsystem has endanger the financialsecurity.Cooperativefinancialorganizationinourcountryhasalonghistory,afterthefoundingofmorerapiddevelopment,withthesocializationdegreerise,ruralcreditcooperativescooperationpropertiesblurr