印度银行业分析(英文).docx

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1、BANKINGForupdatedinformation,pleasevisitwww.ibef.orgOctober2018TableofContentExecutiveSummary.......................................3AdvantageIndia...............................................4MarketOverview..............................................6NotableTrends............

2、...................................15StrategiesAdopted…...................................22GrowthDriversandOpportunities..............24KeyIndustryOrganizations..........................32UsefulInformation….....................................34EXECUTIVESUMMARYRobustassetgrowthV

3、alueofpublicsectorbankassetsincreasedtoUS$1.56trillioninFY18fromUS$1.52trillioninFY17.TotallendinghasincreasedataCAGRof10.94percentduringFY07-18andtotaldepositshaveincreasedatGrowinglendingandaCAGRof11.66percent,duringFY07-18andarefurtherpoisedforgrowth,backedbydemandforhousingde

4、positandpersonalfinance.AsofAugust2018,totalnumberofATMsinIndiaincreasedto213,004andisfurtherexpectedtoincreasetoHigherATMpenetration407,000by2021.AsofJune2017,56regionalruralbanksarefunctioninginthecountry.RBIhasallowed,regionalruralbankswithnetworthofatleastUS$15.28milliontol

5、aunchinternetbankingRisingruralpenetrationfacilities.AsofSeptember2018,theGovernmentofIndiahaslaunchedIndiaPostPaymentsBank(IPPB)andhasopenedbranchesacross650districtstoachievetheobjectiveoffinancialinclusion.Notes:ATM-AutomatedTellerMachine,FIP–FinancialInclusionPlan,RBI–Reserve

6、BankofIndiaSource:IndiaBankingAssociation,ReserveBankofIndia3BankingForupdatedinformation,pleasevisitwww.ibef.orgBankingADVANTAGEINDIAADVANTAGEINDIAIncreaseinworkingpopulation&Mobile,Internetbanking&extensionofgrowingdisposableincomeswillraisefacilitiesatATMstationstoimprovedema

7、ndforbanking&relatedservices.operationalefficiency.Housing&personalfinanceareVastun-bankedpopulationhighlightsexpectedtoremainkeydemandscopeforinnovationindelivery.drivers.Ruralbankingisexpectedtowitnessgrowthinthefuture.ADVANTAGEINDIARisingfeeincomesimprovingtheWidepolicysup

8、portintheformofrevenuemixofbanks.