(案例)个人贷款调查报告

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1、(案例)个人贷款调查报告　　篇一：(案例)项目贷款调查报告　　××银行/联社××支行　　关于××公司申请××万元项目贷款的调查报告　　申报单位：xxx农合行　　调查人：A角xxxB角xxx　　调查日期：xxxx年xx月xx日　　目录　　调查人申明·····················································　　第一章借款申请人背景资料······································　　一、借款申请人的基本情况··························

2、···········　　二、借款申请人财务状况分析···································　　三、借款申请人经验情况·······································　　四、借款申请人关联方调查·····································　　第二章项目建设条件调查········································　　一、项目建设必要性········································

3、···　　二、项目基本情况·············································　　三、项目建设合法性···········································　　四、项目建设条件评价·········································　　五、工艺技术条件评价·········································　　六、环境保护··········································

4、·······　　七、项目进展情况·············································　　第三章项目市场分析···········································　　一、供求分析·················································　　二、产品竞争力分析···········································　　第四章投资估算和筹资评估···························

5、··········　　一、项目总投资···············································　　二、项目资金来源·············································　　第五章项目财务评估···········································　　一、项目评估取值依据·········································　　二、项目财务指标······························

6、···············　　三、不确定性分析·············································　　第六章项目贷款担保分析·······································　　一、抵押担保·················································　　二、其他担保·················································　　第七章风险与收益分析····················

7、······················　　一、银行收益分析·············································　　二、主要风险·················································　　三、风险控制方案·············································　　第八章调查结论················································　　关于淮南市产业发展投资有限公司申请项目贷

8、款　　的调查报告　　淮南市产业发展投资有限公司向我行申请股权质押贷款亿元，股权为所属全资企业安徽新煤电(集团)有限公司所持有的国投新集能源股份有限公司上市全流通3000万股权做质押(股票代码601918)，根据其提供的材料经初审后，认为符合我行贷款