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1、1.题目: Childrenwhogrowupinfamilieswhichareshortofmoneyarebetterpreparedtodealwiththeproblemsofadultlifethanchildrenwhoarebroughtupbywealthyparents.Towhatextentdoyouagreeordisagree? 参考范文: Somefeelthatthechildrenoflowincomefamiliesarebetterequippedtodealwithdifficultiesposedbythe“realworld”whent
2、heygrowupandtheyalsobelievetheprivilegedchildrenofwealthyfamiliesarelessfittodealwiththesedifficulties.Theimplicationsandveracityofthisargumentseemself-evident,butinfactrequirecloserexamination. Thepopularwisdomisthatchildrenofpoorerfamilieslearnearlyonthevalueofabuck,andarethusnaturallybetters
3、uitedtostretchingmoneywhentimesgettoughinadulthood.Inversely,thechildrenofwealthyfamilies,thosebornwithasilverspoonintheirmouths,arebelievedtobecompletelyignorantofthetentimeserroneouslyexpectingthesamesituationinadulthood.Theyarebelievedtobepronetooverspendingandfinancialirresponsibility.Thisbe
4、lief,thoughlogical,overlooksonekeypointwhichis,ofcourse,education. Thebasisofthisargumentis,ofcourse,knowingthevalueofmoney,andtheideathatchildrenofthepoorknowthis,andthoseofthewealthydonot.Whothough,isinabetterpositiontoteachtheirchildrenthevalueofmoney,someoneskilledinearningandkeepingit,thew
5、ealthyparent,orsomeonewhocannotseemtoacquireit,thepoorparent?Bothwealthyandpoorchildrenareequallylikelytoacquireaneducationinmoney,whetheritisformal,orintheschoolofhardknocks.Conversely,bothchildrenareaslikelytoignorethiseducation. Apoorchildmaybelievethatonecangetalong,ifnotaseasily,withoutwea
6、lthy.Awealthychildmaybewelltrainedbyaparentsteepedintheknowledgeofmoneymanagement,thekeytodevelopingthisskilliseducation.2.Everyonecomplainsabouttaxes,yetthinkaboutwhatwouldhappeniftherewerenolongeranincometax.Ina250-wordessay,discussthepositiveeffectsofanincometax,thenegativeeffects,orboth. It
7、hurtstolookatapaycheckandseehowmuchofitwastakenoutforincometax.Thatmoneycouldhavepaidsomeimportantbills.Itiseasytodreamofdoingawaywiththeincometaxandkeepingallthatmoneyforourselves. Iftherewerenoincometax,however,thegovernm