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《购买大病保险的大陷阱（ major pitfalls in buying serious illness insurance）》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。
1、购买大病保险的7大陷阱（7majorpitfallsinbuyingseriousillnessinsurance）Abstract:withthedevelopmentofmedicaltechnology,thecurerateofseriousdiseasesisincreasing,andmoreandmorepeoplebuyseriousdiseasesinsurance.Expertssuggestthatfamiliesbuyinsurancefirstchoicehealthinsurance,seriousillnessi
2、nsuranceisessentialinhealthinsurancecoverage.Foradescriptionofthedefinition,butseriousillnesscompensationstandardsandotheraspectsoftheseriousillnessinsuranceclausesarealotofprofessionalmedicalterminology,theinsuredmaynotfullyunderstandthereference,untiltheclaim,theinsurance
3、companywillcompensatecanlose,cannotlosecannotlose,thisguaranteeistruesecurity?So,todaywehavetoelaborateonthe7trapstobuyinsurance,forinsurancepolicyholders'guiding".Atrap:thecompensationaccordingtothedeathisnotaccordingtotheillnessTaiyuanpeopleDongGuozhuencounteredsuchathing
4、,hiswifeWangknittingApril2003sufferedbrainstembleedingtothehospital,diedthesameday.Sadly,toMrDongGuozhu'srelief,hiswifeboughtahealthinsurancepolicyin2000atthePacificInsuranceCompany'sTaiyuanbranch.Afterthedeathofhiswife,afterconsultingadoctor,DongGuozhulearnedthatbrainstemh
5、emorrhagebelongstoastroke,oneofthe12majordiseasesandstrokearelistedintheinsurancecontract,accordingtohisunderstanding,thismeansthathiswifedied,theinsurancecompanyaccordingtothemajordiseasestogivecompensation.Accordingtothecontractofinsurance,theinsuranceamountforthepaymento
6、fmajordiseasesshallbe30thousandyuan.However,whenDongGuozhuwenttogetinsurance,theinsurancecompanyonlyagreedtopay6000yuanofdeathinsurance.Theinsurancecompanybelievesthatthetermsofthecontractandhaveacleardefinitionofstroke,strokeisduetosuddencerebralvascularlesions,leadingtoce
7、rebralhemorrhage,cerebralthrombosis,cerebralembolism,cerebralinfarctioninducedbypermanentnervedysfunction.Theso-calledpermanentnervedysfunction,referstotheaccidentoccurred6monthslater,theinsurancerecognizedbythemedicalinstitutions,neurologicalspecialistidentified,stillleftt
8、hefollowingobstacles:1vegetativestate;2,morethanonelimbfunctioncompletelylost;3,tw
