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1、新潮实用英语第二册Unitfour原文对照翻译TextAFinanceIsforEveryone1Ifyou’reconsideringaninvestmenttosupportyourfuture,you’rethinkingintermsoffinance.Maybeit’sonourminds24/7.Afterall,weneedmoneytosurvive,andmostofourlivesisspentonmakingit.Notjuststockbrokersorbankersorinvestors.如果你在考虑为未来投资,
2、你就是在从理财的角度思考问题。理财意识可能每时每刻都占据着我们的头脑。毕竟,我们生存需要金钱,我们人生的大部分都用在挣钱上,不仅仅只是股票经纪人、银行家或投资人。2Thethingis,financeisreallyforeveryone.Ifyou’vegotmoney,thenyouhavetoinvolveyourbrainintheactoffinanceormoneymanagingtogetthemostbangforyourbuck.Otherwise,youwillwonderwhereintheworldthemoney
3、went.事实上,理财确实适用于每一个人。如果你有了钱,那么你必须得考虑理财或金钱管理来使你的钱财增值。否则你会对这些金钱究竟何去何从了感到茫然。3Thebesttimetostartlearningaboutfinanceisthetimeyoustarttoreceivemoney.Thinkaboutit.Whenyoureceivedacheckinthemailfromyourgrandmaasyourbirthdaypresent,weren’tyoualreadythinkingofwhatyouweregoingtospe
4、nditallon?开始学习理财的最佳时间是你开始收到钱的时候。试想,当你从邮件里收到奶奶给你的作为生日礼物的支票时,你不是已经在想如何把这笔钱全部花掉吗?4Thatistheessenceoffinance,althoughthatveryactmayhavebeeninsensibleandfinanciallydisagreeable;hey,youwerejustakid,afterall.Maybeyouwereasmartkid,onewhoknewhowmoneygoes.Maybeyou’vehiditinyoursecr
5、etplace.Maybeyoustartedtogointobusinessbysellinglemonade(althoughmaybeyoudrankmorethanhalfofittoo).Maybeyougavesomeawaytoyourfavoritecharity.Yup,thatwasfinancetoo.Weallknowbetternow,don’twe?那就是理财的本质,虽然那种行为可能是无意识的,从理财角度看也并非恰当。嗨,你毕竟只是个孩子。也许你是个聪明的孩子,一个对金钱有所了解的孩子。也许你把这笔钱藏在一个秘
6、密的地方。也许你开始卖柠檬汁做生意(虽然你也可能把一多半柠檬汁都喝了)。也许你把一部分钱捐给了你最喜爱的慈善事业。是的,那也都是理财。现在我们都知道得更多,不是吗?5Ithasn’tchangedmuch;wegoouttomakemoney,wespendsome,wesavesome,untilwehaveenoughtomakeacoupleofmajorpurchasessuchashomesorvacations.Onlyweknowabitmore.Andwe’veunderstoodmoreofthefinancejargo
7、nthatsometimesrollsonthetongue.一切并没有太多改变。我们出去挣钱,花一些,存一些,直到我们攒了足够的钱可以消费大件商品,比如房屋或度假。唯一的差别是我们知道得更多了,我们知道了更多绕舌的理财术语。6Investments.Assets.Loans.Benefits.Mortgage.Insurance.Knowledgeispower,astheysay,andknowledgeonhowtofinancewillleadyoutofinancegreateramountsofmoneyinthefuture
8、.Sostudyup.Takefinancemanagementclasses.Followthestockmarket.Listeninondiscussions.投资、资产、贷款、利润、抵