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1、中大网校引领成功职业人生2010年银行从业考试《个人理财》过关冲刺试卷(3)总分:100分及格:60分考试时间:120分一、单项选择题(共90题,每题0.5分,共45分。每题的备选项中,只有一个符合题意)(1)以下关于现值和终值的说法,错误的是( )。(2)下列情况中,符合银行发放个人贷款要求的是( )。(3)对开展理财顾问业务而言,下列属于客户重要的非财务信息的是( )。(4)下列关于债券违约风险的说法,正确的是( )。(5)对于长期目标,考虑的首要因素是__________,目标报酬率可以设定在__________之问。( )(6)已知1号理财产品的方差是
2、0.04,2号理财产品的方差是0.01,两种理财产品的协方差是0.01。假如投资者有50万元,将其中40万元投资于1号理财产品,10万元投资于2号理财产品,则该投资组合的方差是( )。Secondly,attentionandcorrectiveaction.Wewanttomakefulluseofeducationpracticeofthemasslineoftheparty,"three-three"specialeducation,problemrectificationandmunicipalinspectionofgoodexperiences,g
3、oodpractices,andfindouttheproblemandestablishthecorrectiveactionaccount,clearproblemrectificationofschedules,practicethequestionsonebyonepinnumbersystem.Modificationofpersonalityquestionstolearn,thatis,acknowledgethechange,oncommonissuestolinkage,rectification,changeonespecificissue
4、,doingonespecificthing.Todoagoodjob"two"combinesstudyandeducationreformwithproblemrectification,deepeningtheexpanding"three-threecommentson"solid"brightsunon"action,persistentlylaxrectificationoffalseproblems,problem-solvingActincooperation,continuedtopromoteandfurtherimprovetheover
5、allimageofwatersystems,improvethewaterconservancyworkandcareerdevelopmentcenter.Fourtothe"urge"asintended,otherworkandpromotedevelopmentandsuccessful."Learning"how"todo"iseligible,"change"isinplacewilleventuallybereflectedintheabilitytopromotewaterconservationwork,promotingthedevelo
6、pmentofwaterconservancy.Thisstudyandeducation,andmuststickaroundwatermanagementcenter,bothhands,twopromoted.Wetotothislearningeducationforopportunity,guidefullsystemmemberscadresaccurategraspChinaeconomicsocialdevelopmentofbigsituation,firmset"innovation,andcoordination,andgreen,and
7、open,andshared"fivebigdevelopmentconcept,accurategraspwatercareerdevelopmentofnewsituation,continuestopromote中大网校“十佳网络教育机构”、“十佳职业培训机构”网址:www.wangxiao.cn中大网校引领成功职业人生(7)刘先生是某公司特聘的一个高级工程师,2010年1月的工资类收入为65000元。现在有两种可能:①刘先生和该公司存在稳定的雇佣与被雇佣关系;②刘先生和该公司不存在稳定的雇佣与被雇佣关系。则两种可能中,节税的是__________,且可
8、节税__________元。( )(8