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1、全国计算机等级考试指导教程（二级）——公共基础知识编著黄海军2013年9月personalcreditbusinessprocessmanagement,anddevelopmentofbusinessprocesses,cleartheloanobjectandscope,establishloanoperationofassessmentandaccountabilitymechanisms.DiversitymanagementprinciplestheBank'sstrictseparationbetweenbusinessandconsumeruseofpersonalcred
2、it,thenaccordingtothedifferentvarietiesofbusinesstoestablishtheappropriateaccessstandard,post-lendingmanagementrequirements.BusinessusepersonalcreditshouldbestrictlyinaccordancewiththeqiluBank'ssmallbusinesscreditriskmanagementguidelinesandassociatedworkingcapitalloansmanagementrequirements,sucha
3、sassessingthemanagementofproductionandoperation,repaymentability,thelevelofrisk,andsoon.IncomedebtratiocontrolprincipleofBankincomedebtratiocontrolmechanism,combinedwiththeborrower'sincome,debt,expenditures,loans,guaranteesandotherfactors,determinestheloanamountandterm,controleachrepaymentdoesnot
4、exceedtheamountoftheborrowerrepaymentability.Principlesoftrans-regionallimitsBranchesshallnotinprincipletooperatingincomemainlycomesfromoffsite(prefecture-levelcitiesandadministrativedivisionsatorabove)orinward(MS)chargeprovidedcreditsupportforindividualcustomersislocatedindifferentplaces,butexce
5、ptthosewithuniqueadvantagessuchascritical.Havesetupbranchesindifferentplaces,otherbodiesarenotentitledtocarryoutthebranchofcreditbusinessintheregion.BranchCountyareahasbeenestablished,otherbodiesarenotentitledtoapplyforthecreditwithintheCounty.Doublebeforegoingthroughthepersonalcreditbusinesscred
6、itinvestigation,Contracting,securityverification,creditcheck,keyaccountmanagershouldbedoublehandle.Banksupportsriskmanagers,loanreview,professional第51页共52页目录前言4二级考试中的公共基础知识的备考4历年公共基础知识考点统计与分析6第一章数据结构与算法71.1算法71.2数据结构的基本概念81.3线性表及其顺序存储结构101.4栈和队列111.5线性链表131.6树与二叉树151.7查找技术191.8排序技术20第二章程序设计基础222.
7、1程序设计设计方法和风格222.2结构化程序设计（面向过程的程序设计方法）232.3面向对象的程序设计24第三章软件工程基础273.1软件工程基本概念273.2结构化分析方法313.3结构化设计方法323.4软件测试363.5程序的调试39第四章数据库设计基础414.1数据库系统的基本概念414.2数据模型454.3关系代数474.4数据库设计与管理50personalcreditbusinessprocessmanagement,
