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1、新视野大学英语三级模拟试题及答案PartIReadingComprehension(SkimmingandScanning)Directions:Inthissection,youwillhave15minutestogooverthepassagequickly.Forquestions1–7,markY(forYES)ifthestatementagreeswiththeinformationgiveninthepassage;N(forNO)ifthestatementcontradictstheinformatio
2、ngiveninthepassage;NG(forNOTGIVEN)iftheinformationisnotgiveninthepassage.Forquestions8–10,completethesentenceswiththeinformationgiveninthepassage.YouthofToday—Nosavings,nopension,hugedebts—Leavingschooloruniversitymeansfinancialindependence—butdoesitalsomeandebt?S
3、omeexpertssaytheyoungshouldtakesomecare.Itislife,butnotasweknowit.Asthisyear’sschoolleaversandgraduatesinBritainmoveontofurthereducationorwork,tastingfinancialindependenceforthefirsttime,theyshowsignsofbeingentirelydifferenttopreviousgenerationsintheirattitudestom
4、oney,accordingtoinformationcollectedbyCash.Usedtodebtbutmoreaffluentthanpreviousgenerations,thecurrentcropof16-to24-year-oldsisacomplexsectorofsociety.Butiftheycanhandletheirdebts,these7.5millionyoungadultshavethepotentialtobecomequitesophisticatedonmoneymatters.C
5、ashlookedforthefinancialhallmarksofthisgroup.Theyaregoingtobebigspendersandwillbetargetedheavilybyretailers.“Themarketforproductsandservicesaimedatthisgrouphascontinuedtothrive,”concludesresearchorganizationMintelinitsrecentreportforretailers“SellingtoandProfiting
6、fromtheUnder25s”.Thisis“partlybecausetheperiodduringwhichpeopleareyoung,freeandsingle,unencumbered(不受妨碍的)byparentsand/orchildrenhasexpandedtothelatetwentiesandearlythirties,”itsays.While13percentofthepopulationregularlypaystheirutility(公共设施),creditcardandotherbill
7、slate,thisproportionrisestoaremarkable64percentfor18-to24-year-olds,accordingtoresearchconductedamong1,000adultsbyuSwitch.com.Intheory,thissuggeststhatmorethan4millionofthemareheadingforsuchpoorcreditratingsthattheywillfinditdifficulttoborrowinthefuture.Butlenders
8、maybecomemoreflexibleintheirlendingtermsratherthanloseoutonthishugesectoroftheconsumermarket.Nearlyoneinthree(28percent)ofpeopleunder35“donotconsiderthe