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1、2008年10自考风险管理试题及答案（200810selfexaminationriskmanagementquestionsandanswers）First,singlechoicequestions1.islikelytocauselonglead,appearriskmanagementstructuredisorder(is)A.straightlinesystemB.functionsystemC.linefunctionsystemD.horizontallinecombinationsystemAns

2、wer:B2.andtheunfairsocialbehaviorrelatedriskfactors(called)A.moralhazardfactorsB.psychologicalriskfactorsC.substantialriskfactorsD.tangibleriskfactorsAnswer:ASample:3.5,9.7,3.13,6,2.8(median).A.6B.7C.7D.13Answer:A4.whentheinsurerandtheinsureddonotagreewiththec

3、ontract,theexplanationofthecontractshouldbebeneficialtotheinsurerA.insurerB.insuredC.beneficiaryD.insurancebrokerAnswer:BThe5.doctor'snegligenceformedicalmalpracticeis()A.substantialriskfactorsB.moralhazardfactorsC.propertyriskfactorsD.psychologicalriskfactors

4、Answer:DAbout6.ofgroupinsurancefollowingerroris()A.musthaveaphysicalexaminationB.insurancehasanupperlimitC.reducestheinverseselectionD.hasrequirementsforthenatureoftheparticipatinggroupAnswer:A7.generalDutchactisnotinsurablebecausethefollowingconditionsdonotme

5、ettheinsurablerisks()A.mustbepureriskB.losscanbemeasuredC.riskaccidentisunexpectedfortheinsuredpersonD.hasalargenumberofriskunitsAnswer:C8.mostpurerisksbelongto()A.economicriskB.propertyriskC.specificrisksD.staticriskAnswer:D9.toanalyze,check,reviseandevaluate

6、theapplicabilityandeffectivenessoftheriskmanagementmeansEffectivenessevaluationofA.riskmanagementB.riskmeasurementC.riskmanagementD.riskidentificationAnswer:A10.asoneoftheformsoforganizationalstructureofenterpriseriskmanagement,thelinearorganizationstructureis

7、onlyapplicableto()A.largeenterprisesB.mediumsizedenterprisesC.smallenterprisesD.personalpartnershipAnswer:C11.thenecessityofriskmanagementinadditiontothesecurityneedsofthehumanismoreimportant(because)ObjectiveexistenceofA.riskB.riskuncertaintyThecostofC.riskD.

8、risksarecomplexandchangeableAnswer:C12.asfarasthewholesocietyisconcerned,alleconomicunitsarefacedwithfirerisks,butwhetheraspecificfamilyorenterpriseoccursornotdoesnothappenOK,thatm