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1、OnChina’sEnterpriseAnnuitysystemAbstract:ThisarticlefromtheanalysisofthedevelopmentstatusofChina’senterpriseannuitystart,thefirstin-depthanalysisofthecurrentdevelopmentofenterpriseannuitysystemdevelopmentprocessdifficultiesandleadtoreason.Andthentheactualsit
2、uationofourcountry,thedevelopmentandimprovementofChina’sEnterpriseAnnuityXi0degreesSomeoftherecommendations.PaperKeywords:corporatepensionsystem,pensionsystem,taxincentivesAnnuity,inaforeigncountry,alsoknownasoccupationalpension,superannuation,privatepension
3、plans,companypensionplans,etc.,referstotheenterprisesandtheiremployeesinaccordancewiththelawparticipatedinbasicpensioninsurancebasedonavoluntarysupplementarypensioninsurancescheme.Isprovidedbytheenterprisesandinstitutionsinthecountry’sbasicsocialprotectionfo
4、rtheemployeesbywayofinsurancebenefitsprovidedprotectionschemeisanationalstatutorybasicpensioninsuranceisan11effectivesupplement.Thelate1970s,duetosocialandeconomicstructurechangesandanagingpopulation,mostoftheworld’spensionsystemhashadseriousfinancialcrisis,
5、mainlyforthebasicpensioninsuranceaccountdeficitsandthedeficitcontinuestoexpandinthiscontext,inordertoprovideemployeesafterretirementsecurity,andinordertoreducethestate’sfinancialburden,manycountriesactivelyseekingpensionreform,tobuildamixedmulti-pillarpensio
6、nsystem,reducingtheproportionofthebasicpension,annuity-basedenterprisedevelopmentsupplementarypensioninsuranceisoneofthemajorreformmeasuresnowtheUnitedStates,Germany,Switzerlandandothercountriessupplementarypensionincome(corporatepensionandpersonalsavingsofp
7、ensionincome)is60%oftotalretirementincomeofmorethanapensionannuityimportantpillar,whiletheenterpriseannuityinChinastartedlate,slowdevelopment,withthearrivalofChina’sagingpopulation,regulateChina’senterpriseannuitysystemisimperative.Acourseofdevelopmentofente
8、rpriseannuity11China’senterpriseannuitysystemisenterprisesupplementarypensioninsuranceevolvedIn1995,theStateCouncilpromulgated<<ondeepeningthereformofcorporateemployeepensioninsurancesyste