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1、SmefinancingcausesandsolutionsAbstractAsanewfinancingleasefinancingtools,Inrecentyearsinourcountry'smoderneconomyisdevelopingrapidly.However,mostoftheleasefinancingcompaniesinactivelyexplorethemarketatthesametime.Theriskoffinancingleaseknowledgeandunderstandingbutw
2、illstayonthesurface.Riskcontrolworkalsoatgropingstage.Constructionperfect,systemriskcontrolsystemnecessaryandurgent.Theauthorfinancingleaseinasystematic,onthebasisofrisk.Accordingtoitsownworkexperience,Thesystemispresentedcountermeasures.Tohelpenterprisestorenewthe
3、idea.Doriskcontrolwork.Keywords:financingleaseriskriskcontrolSomefinancingcausesandsolutionsLynnM.FisherSincethereformandopeningup,theChinesesmallandmedium-sizedenterprisesaretherapiddevelopmentofChina'snationaleconomy,improvethecontribution,smallandmedium-sizedent
4、erprisesinpromotingeconomicgrowthandcreatejobs,increasefarmers'income,thetransferofruralsurpluslaborforceisplayingmoreandmoreimportant,etc.However,inrecentyears,thedevelopmentofsmallandmedium-sizedenterprisesfacinggreatdifficulties.Especiallytheinfluencetothefurthe
5、rdevelopmentofsmallandmedium-sizedenterprisesinChinaisthemostimportantfactortosamefinancingchannelisnarrow,financing,financingnumberstructureunreasonable,financingcostishigh.Iflessthan30%oftheindustrialsectorcontributionofstate-ownedenterpriseoccupied70%ofbankloan,
6、butcreates70percentoftheGDPofthenon-state-ownedenterprisesonly30%ofthebankloans.Ifthisphenomenonisnotsufficienttoimprove,smallandmedium-sizedenterpriseswillbedifficult,sustainedandrapiddevelopmentofthewholenationaleconomywilldirectlyinfluencethedevelopment.1.Somefi
7、nancingreasonanalysisFromtheabovewecanseethepresentfinancing,financingChinahasrestrictedthedevelopmentofsmallandmedium-sizedenterprises.Thereasonisthatbothsmallandmedium-sizedenterpriseitself,alsohavebankmanagementsystem,therearemorereasonsofnationalpolicy.1.1Enter
8、priseitself.(1)Thesmallscaleofcapital,smallandmedium-sizedenterprisesinformationideaindifference.Smallandmedium-sizedenterprisesoperatinginsmalls