sme financing causes and solutions 中小企业融资难的原因及其解决途径分析 —外文翻译_学位论文.doc

sme financing causes and solutions 中小企业融资难的原因及其解决途径分析 —外文翻译_学位论文.doc

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1、SmefinancingcausesandsolutionsAbstractAsanewfinancingleasefinancingtools,Inrecentyearsinourcountry'smoderneconomyisdevelopingrapidly.However,mostoftheleasefinancingcompaniesinactivelyexplorethemarketatthesametime.Theriskoffinancingleaseknowledgeandunderstandingbutw

2、illstayonthesurface.Riskcontrolworkalsoatgropingstage.Constructionperfect,systemriskcontrolsystemnecessaryandurgent.Theauthorfinancingleaseinasystematic,onthebasisofrisk.Accordingtoitsownworkexperience,Thesystemispresentedcountermeasures.Tohelpenterprisestorenewthe

3、idea.Doriskcontrolwork.Keywords:financingleaseriskriskcontrolSomefinancingcausesandsolutionsLynnM.FisherSincethereformandopeningup,theChinesesmallandmedium-sizedenterprisesaretherapiddevelopmentofChina'snationaleconomy,improvethecontribution,smallandmedium-sizedent

4、erprisesinpromotingeconomicgrowthandcreatejobs,increasefarmers'income,thetransferofruralsurpluslaborforceisplayingmoreandmoreimportant,etc.However,inrecentyears,thedevelopmentofsmallandmedium-sizedenterprisesfacinggreatdifficulties.Especiallytheinfluencetothefurthe

5、rdevelopmentofsmallandmedium-sizedenterprisesinChinaisthemostimportantfactortosamefinancingchannelisnarrow,financing,financingnumberstructureunreasonable,financingcostishigh.Iflessthan30%oftheindustrialsectorcontributionofstate-ownedenterpriseoccupied70%ofbankloan,

6、butcreates70percentoftheGDPofthenon-state-ownedenterprisesonly30%ofthebankloans.Ifthisphenomenonisnotsufficienttoimprove,smallandmedium-sizedenterpriseswillbedifficult,sustainedandrapiddevelopmentofthewholenationaleconomywilldirectlyinfluencethedevelopment.1.Somefi

7、nancingreasonanalysisFromtheabovewecanseethepresentfinancing,financingChinahasrestrictedthedevelopmentofsmallandmedium-sizedenterprises.Thereasonisthatbothsmallandmedium-sizedenterpriseitself,alsohavebankmanagementsystem,therearemorereasonsofnationalpolicy.1.1Enter

8、priseitself.(1)Thesmallscaleofcapital,smallandmedium-sizedenterprisesinformationideaindifference.Smallandmedium-sizedenterprisesoperatinginsmalls

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