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1、2013：SectionIUseofEnglishDirections:Readthefollowingtext.Choosethebestword(s)foreachnumberedblankandmarkA,B,CorDonANSWERSHEET1.(10points)Giventheadvantagesofelectronicmoney,youmightthinkthatwewouldmovequicklytothecashlesssocietyinwhichallpaymentsaremadeelectronically.___1___,atrueca
2、shlesssocietyisprobablynotaroundthecorner.Indeed,predictionsofsuchasocietyhavebeen___2___fortwodecadesbuthavenotyetcometofruition.Forexample,BusinessWeekpredictedin1975thatelectronicmeansofpayment“wouldsoonrevolutionizethevery___3___ofmoneyitself,”onlyto___4___itselfseveralyearslate
3、r.Whyhasthemovementtoacashlesssocietybeenso___5___incoming?Althoughe-moneymightbemoreconvenientandmaybemoreefficientthanapaymentssystembasedonpaper,severalfactorswork__6___thedisappearanceofthepapersystem.First,itisvery___7___tosetupthecomputer,cardreader,andtelecommunicationsnetwor
4、ksnecessarytomakeelectronicmoneythe___8___formofpayment.Second,papercheckshavetheadvantagethatthey___9___receipts,somethingthatmanyconsumersareunwillingto___10___.Third,theuseofpaperchecksgivesconsumersseveraldaysof"float"-ittakesseveraldays___11___acheckiscashedandfundsare___12___f
5、romtheissuer’saccount,whichmeansthatthewriterofthecheckcanearninterestonthefundsinthemeantime.___13___electronicpaymentsareimmediate,theyeliminatethefloatfortheconsumer.Fourth,electronicmeansofpayment___14___securityandprivacyconcerns.Weoftenhearmediareportsthatanunauthorizedhackerh
6、asbeenabletoaccessacomputerdatabaseandtoalterinformation___15___there.Becausethisisnotan___16___occurrence,unscrupulouspersonsmightbeabletoaccessbankaccountsinelectronicpaymentssystemsand___17___fundsbymovingthemfromsomeoneelse’saccountsintotheirown.The___18___ofthistypeoffraudisnoe
7、asytask,andawholenewfieldofcomputersciencehasdevelopedto___19___securityissues.Afurtherconcernisthattheuseofelectronicmeansofpaymentleavesanelectronic___20___thatcontainsalargeamountofpersonaldataonbuyinghabits.Thereareworriesthatgovernment,employers,andmarketersmightbeabletoaccesst
8、hesedata,therebyenc
