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1、初中美术教学与音乐教学的整合，培养学生艺术素养曲阳二中叶蒨riskmanagerswithtwoaccountmanagertodealwiththeabovekey.SectionIofchapterIIIriskmanagementrequirementspre-loaninvestigationpre-loaninvestigationshoulddoublehandle.Pre-loaninvestigationdominatedbyfieldinvestigationsontheground,whileutilizingcreditenquiries
2、,telephoneenquiries,bankinformationsystemquery-relatedpersonnel,andsoon.InterviewsystemofBank'sstrictapplicationofthesystemofpersonalcreditbusinessinterview.Investigatorsshouldworkwithborrowers,totherepaymentortheguarantorcreditbusiness,suchaspartiesandthespouseofconfirmedactssuchas
3、loans,guarantees,verificationofitsauthenticityanditsrightsandobligationsinthecreditbusiness,retainthesesignedtranscriptoftheinterview,fromthefirststeptopreventfalseloansandotherbusinessrisks.Investigatorshouldretaintheborrowersignapersonalloanapplication,loanapplicationsshouldbeclea
4、rlytheamount,purpose,durationandotherinformation.Investigatorsshouldfollowthepracticeforinformationcollectionandverificationofdataauthenticityitcarefully,andkeepcopies,photocopiesmustbecheckedagainsttheoriginalagreement,effectivelypreventingborrowersusingfalseinformationtoapplyforcr
5、edit.Incomeandoccupation,andotherkeyinformationtoverifyauthenticityinvestigatorsshouldcarefullyverifyingtheborrower'sincome.Toincomeasthemainsourceofrepayment,subjecttoproofofincomeisrequired,butshouldalsoauditpayrollflowingwater,andstaffthanthepeerconfirmedtheauthenticityofthesamet
6、ype;operatingincomeasthemainsourceofrepayment,andshouldrefertotheworkingcapitalloansrequiredtoverifyrealincomes,accuracy;guardnoabilitytorepayorguaranteeoftheabilityoftheborrower,guarantortoobtaincredit.Giventhatsomeproductsforanobjecttohaveaspecificprofessionalrestrictions学校艺术教育要以全
7、面推进素质教育为目标，以深化课程改革为核心，更新教育思想和教育观念，大力改革教育内容和教育方法，使学生在学习艺术基础知识和基础技能的同时，注重培养爱国主义精神和集体主义精神。培养创新精神和实践能力，提高审美能力和文化素养，开发自身的潜能，促进学生全面和谐发展。学科间的整合是现代教育理念，亦是现在美术课程改革的趋势之一。美术与音乐虽同属艺术范畴，但前者是视觉艺术，后者是听觉艺术，在学校课程中是两门独立的学科，分别由美术教师与音乐教师担当各自的教学任务。在经过了初涉、认识、熟悉的实践过程中我发现，美术与音乐教学竟然有如此多处的相似，如此巧妙的关联。相同的流派，相同
8、的法则在各自的艺术领域中起着同为培养学
