我国信贷资产证券化监管之最优选择

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1、莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁

2、节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅

3、薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄

4、羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄

5、芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀

6、芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄

7、蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂膁蒂薈袅肇蒁蚀肀羃蒀袂袃莂葿薂膈芈蒈蚄羁膄蒇螆膇肀蒇衿羀莈薆薈螂芄薅蚁羈膀薄螃螁肆薃蒃羆肂薂蚅衿莁薁螇肄芇薁袀袇膃薀蕿肃聿虿蚂袆莇蚈螄肁芃蚇袆袄腿蚆蚆聿膅芃螈羂肁节袀膈莀芁薀羀芆芀蚂膆膂艿螅罿肈荿袇螂莇莈薇羇芃莇蝿螀艿莆袁肅膅莅薁袈肀莄蚃肄荿莃螆袆芅莃袈肂