托业高分必备词汇(托业优惠券 cnepac)

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1、高分必会词汇——银行篇（托业咨询群号19448713）amortization分期偿还appreciate增值balance余额cashacheck把支票兑换为现金change零钱creditone`saccount银行存款devaluate贬值finance融资mortgage抵押outstanding未支付的remit汇款account银行账户accountbalance未结算款项accountholder账户持有人accountnumber账号accrue（利息）增加armoredtruck

2、运钞车bankclerk银行职员bankguard银行保安bankstatement银行结单bill纸币bouncedcheck被银行退票bouncedcheck被银行退票check支票checkingaccount活期账户creditor债权人currency货币currencyrate利率dateofdeposit存款日期debtor债务人delinquentaccount拖欠债务的账户deposit存款depositslip存款单directdeposit网上存款endorse在票据背面签名

3、financialhistory交易记录homeequityloan住房抵押贷款individualaccount个人账户dateofdeposit存款日期debtor债务人delinquentaccount拖欠债务的账户deposit存款depositslip存款单directdeposit网上存款endorse在票据背面签名financialhistory交易记录homeequityloan住房抵押贷款individualaccount个人账户directdeposit网上存款endorse在

4、票据背面签名financialhistory交易记录homeequityloan住房抵押贷款individualaccount个人账户interestrate利率jointaccount两人共有的银行账户lineofcredit信用贷款的最高限额loan贷款loanofficer信贷员loanpayment还款minimumbalance最低余额monetary货币的，金钱的moneyorder汇票mortgageloan抵押贷款mortgagepayment偿还抵债mortgagerate抵押贷

5、款利息openanaccount开户promissorycheck个人支票promissorynote期票promissorycheck个人支票promissorynote期票rubbercheck空头支票savingaccount储蓄账户（saving′saccount）teller银行出纳员transaction交易traveler`scheck旅行支票wiretransfer电汇withdraw提款withdrawalslip提款单alleviate减轻allot分配（allocate）bi

6、ddingonfutures期货竞标BusinessStanding营业状况ConfirmationofOrder订货确认书CreditInquiry商业信用的调查CreditReference信用状况查询处CreditStatus信用评价deductible可扣除的fiscalyear财政年度fluctuate波动的infrastructure基础设施insolvent破产的levy征税plummet暴跌（plunge，crash）PurchaseNote购买协议书SalesNote出货单boo

7、ts增加consolidate巩固diversity多元化enhance提高entrepreneur企业家feasibility可行性fringebenefits附加福利institutionalinvestor机构投资者merge合并，并入minutes备忘录（notesfromthemeeting）niche小市场premises前提quota配额，限额recess休假，休息sendinone`spapers递交辞呈shift轮班tieup冻结commute每天乘坐交通工具往返上下班compe

8、tent有能力的，能胜任的conglomerate大企业，财阀consortium财团demote降职designated制定的，排定的director公司董事filltheposition任用frontoffice全体决策人员headoffice总公司launch投放市场layoff下岗leave休假Let`scallitaday.事情结束management经营，管理managementphilosophy管理哲学managementpolicies经营方针management