2、断降低。目前,我国金融机构推出的各类理财产品层出不穷,在这种火热的发展态势下,如何合理的对家庭限制资金进行财务筹划,保证财产增值速度超过货币购买力下行的速度,是国众多高收入家庭关注的重中之重。笔者通过本文,将高收入家庭投资理财方案作为实验案例,使用理论与案例相结合的方法进行研究,进行高收入家庭理财计划的设计。这样不仅有利于促进社会贫富差距缩小,同时更加有利于塑造正确的家庭投资观念,提高人民的生活水平。关键词:高收入家庭理财计划设计案例分析ABSTRACTWith the continuous development of market economy in recent years, tota
3、l household savings of up to about 48.53 trillion yuan, increasing household disposable income, thus driving the rising number of high-income families. But by the limitations of traditional ideas and the constraints of professional finance and investment knowledge, at present a large proportion of h
4、igh-income families tend to be idle most of the funds invested in bank savings business in general fixed, demand deposits business. Global overcapacity in the economy today, under the background of frequent interest rate cuts triggered by inflation and other economic crisis, a general savings banks
5、and other financial way for most families, this is a loss of assets.word资料..Chinese statistics by China Social Investigation Office is not difficult to find, more than 70% of household assets has not been self-limiting professional finance and investment analysis of the current domestic high-income
6、households, which not only value for money in the down state, while making money utilization continue to lower. At present, China's financial institutions introduced a range of financial products and styles in this hot development trend, how reasonable financial constraints on the family financial p
7、lanning, to ensure that the property value-added purchasing power of money faster than the speed of downlink, is one of many domestic high-income families the most important concern. The author of thi