金融学基础(英语)复习资料.doc

《金融学基础(英语)复习资料.doc》由会员上传分享，免费在线阅读，更多相关内容在工程资料-天天文库。

1、名词解释：Creditreferstoabehaviorofborrowingandlendingwiththefeatureofrepaymentoftheprincipalsplusinterests・Financialmarketsrefertothewholeoftheplacesandactivitiesofthefinancingandsactionsoffinancialinstruments.Saleoncommission(推销):Itreferstothecaseinwhichinvestmentbankerssellsecurities

2、onbehalfofissuersandearnfromwhattheyhavesold,buthavenoobligationtotakeupwhat，sleftMoneydemandreferstothequantityofmoneythatthewholeeconomyneedsasmediumofexchange,meansofpaymentandstoreofvalueundercertaineconomiccondition.Inflationisacontinuousandobviousriseofthepricelevelcausedbygr

3、eatincreaseofmoneysupplyanditreducesthepurchasingpowerofeachunitofacurrency.1Generalequivalent一般等价物2Publiccredit国家信用3Defaultrisk违约风险4Repurchaseagreement(RP)回购协议5Interest-ratefuture利率期货6Re-discount再贴现7Compoundinterest复利8Liquiditypreference流动偏好即货币需求9Speculativemotive投机动机10Adversesele

4、ction逆向选择11Requirereserves存款准备金12Overdraft透支13Timelag时滞14velocityofmoney货币流通速度15moneystock货币存量16derivativedeposit派生存款17excessreserve超额储备18Moneymultiplier货币乘数19Enclosenous内生性判断题TF1.Whenacentralbankcarriesoutexpansionarymonetarypolicy,bankreservesRwillincrease・TF2.Themonetarybasecons

5、istsofbankingsystemreservesandthecurrencyheldbythenon-bankpublicTF3・Themoralhazardarisesbeforeafinancialt「ansactionbegins.TF4.Asissubjecttotimelimit,thecommercialcreditcanonlybeshort-termone.TF5・Saleoncommissionreferstothecaseinwhichinvestmentbankerssellsecuritiesonbehalfofissuersa

6、ndearnfromwhattheyhavesold,buthavenoobligationtotakeupwhat'sleft.TF6.Ifacentralbankwantstocoolaninflationa「yboom,itwillraisethediscountrate,whichwillleadtoageneralinterestratesriseforloans,decreasingthedemandforborrowing・TF7・Acentralbankisthefinancialinstitutionthatcangainprofitini

7、tsoperationandbusinesses,butitisnotaprofit-seeker.TF8.Whenacentralbankcarriesouttightmonetarypolicy,interestratesfall.TF9.Thetheoryof"Quantitytheoryofmoney9'meansthatanincreaseinpricesofallgoodsandservicesleadstoanincreaseinthesupplyofmoneywheneverythingremainsunchanged.TF10.Banker

8、'screditisanindirectcredit