项目贷款调查报告记录(案例)

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1、项目贷款调查报告记录(案例)————————————————————————————————作者：————————————————————————————————日期：2×银行/联社×支行关于××公司申请××万元项目贷款的调查报告声明与保证我们对授信申请人进行了调查，遵循客观性原则完成了本报告的撰写，我们对调查报告及附表所陈述事实和数据的真实性承担责任。申报单位：xxx农合行调查人：A角xxxB角xxx调查日期：xxxx年xx月xx日第32页共32页目录调查人申明·····················································第一章

2、借款申请人背景资料······································一、借款申请人的基本情况·····································二、借款申请人财务状况分析···································三、借款申请人经验情况·······································四、借款申请人关联方调查·····································第二章项目建设条件调查····································

3、····一、项目建设必要性···········································二、项目基本情况·············································三、项目建设合法性···········································四、项目建设条件评价·········································五、工艺技术条件评价·········································六、环境保护第32页共32页·············

4、····································七、项目进展情况·············································第三章项目市场分析···········································一、供求分析·················································二、产品竞争力分析···········································第四章投资估算和筹资评估······························

5、·······一、项目总投资···············································二、项目资金来源·············································第五章项目财务评估···········································一、项目评估取值依据·········································二、项目财务指标·············································三、不确定性分析············

6、·································第六章项目贷款担保分析·······································第32页共32页一、抵押担保·················································二、其他担保·················································第七章风险与收益分析··········································一、银行收益分析·····························

7、················二、主要风险·················································三、风险控制方案·············································第八章调查结论················································关于淮南市产业发展投资有限公司申请项目贷款的调查报告淮南市产业发展投资有限公司向我行申请股权质押贷款2.5亿元，股权为所属全资企业安徽新煤电(集团)有限公司所持有