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1、HistoricalBeginnings...TheFederalReservebyRogerT.JohnsonRogerT.JolmsonwasamemberofthePublicServicesCOVER:ThesigningoftheFederalReserveActbyDepartmentoftheFederalReserveBankofBoston.PresidentWoodrowWilson,December23,1913,isde-pictedinthispaintingbyWilburG.Kurtz,Sr.Commis-Edi
2、tedbyMaryJaneCoylesionedbytheFederalReserveBankofAtlantain1923,DesignedbyMarilynRutlandthepaintingispresentlyonloantotheFederalReserveBoardofGovernorsinWashington,D.C.fromthePublishedbyPublicandComlnunityAffairsWoodrowWilsonBirthplaceFoundationinVirginia.Department,FederalR
3、eserveBankofBostonWhilemorepeoplewerepresentattheactualsigningoftheAct,Mr.KurtzchosetopicturethefollowingRevised,December1999men.Lefttoright:LindleyM.Garrison,SecretaryofWar;JosephusDaniels,SecretaryoftheNavy;Frank-linK.Lane,SecretaryoftheInterior;AoS.Burleson,PostmasterGen
4、eral;SenatorRobertOwen,ChairmanoftheSenate'sBankingandCurrencyCommittee;ChampClark,SpeakeroftheHouse;WilliamG.McAdoo,SecretaryoftheTreasury;WoodrowWilson,PresidentoftheUnitedStates;RepresentativeCarterGlass,ChairmanoftheHouseCommitteeonBankingandCurrency;RepresentativeOscar
5、W.Underwood;andWilliamB.Wilson,SecretaryofLabor.Courtesy,WoodrowWilsonBirthplaceFoundationContentsINTRODUCTIONCHAPTER1.EARLYEXPERIMENTSINCENTRALBANKING71791:TheFirstAttempt71816:TheControversialSecondBank91863:TheNationalBankingAct11BankingProblemsPersist13CHAPTER2.FINANCIA
6、LREFORMINTHE20THCENTURY161908:TheMonetaryCommission17BankersandtheAldrichPlan19The"MoneyTrust"2OBacktotheDrawingBoard:TheGlass-WillisProposal22BattleLinesDrawn24PoliticalCompromises27OppositionfromBankers30PassagebyCongress31CHAPTER3.MAKINGTHESYSTEMWORK35DistrictLineDilemma
7、s37OpinioninBoston39CanvassingtheNation41Hello,Boston--Goodbye,Baltimore44Crossfire47GettingItTogether52ElectingLocalDirectors54Wilson'sChoices:TheFederalReserveBoard55FOOTNOTES62BIBLIOGRAPHY63FederalReserveBoardmembers,1914.Seatedlefttoright:C.S.Hamlin,Governor;W.G.McAdoo,
8、SecretaryoftheTreasury~F.A.Delano,ViceGovernorStandinglefttoright:P.M.Warburg;J.S.
