我国商业银行个人理财产品发展存在的问题及对策外文翻译毕业论文（设计）.doc

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1、教育宁波大红鹰学院毕业论文外文翻译所在学院：__（小3号黑体）专业：（小3号黑体）班级：（小3号黑体）08财管/国贸1班学号：（小3号黑体）姓名：（小3号黑体）指导教师：（小3号黑体）年月臼（小3号黑体，数字和字母为TimesNewRoman体加粗）译文：State-ownedcommercialbankstocreatethefirstofretailbanksRetailbankingreferstothecommercialbanksusemodernmanagementtheory，relyingonhigh-techShoudua

2、n，toindividuals,familiesandsmallandmediumenterprisesintegrationoffered，integratedfinancialservices，includesdepositloans,settlement,exchange,investmentandwealthmanagementbusiness.Retailbankingbusinessisnotshortforaparticularbusiness，butthegeneraltermformanybusinesses.Ithasa

3、widerangeofbusinessareas，boththetraditionalbankingbusiness，mayalsobenewbusiness;bothbusinessassetmayalsobealiabilitybusinessandintermediatebusiness,itcanbeon-linebankingandsoon.IntheWest，retailbankingisthemostimportantsourceofprofitforcommercialbanks.China’sretailbankingbu

4、sinessiscurrentlyfacinggreatdevelopmentofthesituation.Thecurrentdevelopmentoftheretailbankingbusinessisthemainobstaclefacedbybankswithinthebodyperfect，themarketoperationmechanismisnotperfectandimperfectcreditlawsandregulations.AsChina’sfinancialindustrytoenhanceinternation

5、allevel,asChina’sdomesticdemand-ledeconomicgrowthmodelofthemature,doublingnationalwealth,ourcommercialbankingbusinessthefocushasmovedfrom”productionservices”toMconsumerservices'inthehigh-endconsumerarebecominganimportantsourceofbankassetgrowth，thesourceofprofitsintheformof

6、banksincreasingshareofpossession.Therefore,howtofurtherspeedupChina’scommercialbankstoretailbankingbusiness，thefinancialsectorhasbecomethemajortheoreticalandpracticalissues.1，thedevelopmentofretailbankinginChinaandproblemsofInrecentyears，China'sbankingindustryclearlytheret

7、ailbankingasoneofthemainstrategicdirectionsontheagenda,thebankisproposedtocreate"thefirstretailbanks’’ofthestrategicgoalsanddevelopedadetailedstrategicplan.AgriculturalBankofChinatotheretailbusinessmarkettransformationasthefocusofsharereform,theBankofChinaRoyalBankofScotla

8、ndmainattackinhandofprivatebankingandwealthmanagementbusiness,ChinaConstructionBanktostre