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1、HousePurchasingMortgageLoanContractContractNo.:AnZiYear99No.11378Borrower(mortgagor):YAOYuejinLender(mortgagee):AgriculturalBankofChinaGuangzhouBranchBusinessDepartmentArticle1GeneralRulesTheborroweragreestomortgagetherealestateanditsrightsandintereststoap
2、plyforhousepurchasingmortgageloantothelenderforpurchasingthehouselocatedatNo.F,Floor27,Wanjingge,No.65,HaizhubandaoGarden,BinjiangEastRoad,HaizhuDistrict,GuangzhouCity(RealEsateCertificate/RealEstatePre-salesContractNo.SuiFangDiZhengZiNo.0539032)andgivethe
3、lenderthefirstpriorityofdisposalrightasguaranteetorepaytheloanunderthecontract.Theborrowerperformsallclausesofthecontractandiswillingtopaythepayablestothelenderaccordingtoregulationsoftheattachedlistofthecontract,orpayaccordingtoothermethodsdesignedbythele
4、nder.TheassessedvalueoftheabovehouseisRMB484,000.Thelenderagreestheborrowertomortgagetheaboverealestateanditsrightsandinterestfortheloanunderthecontract,provideshousepurchasingfundwithcertainperiodtotheborroweraspartofhousingfundtopurchasetherealestate.Art
5、icle2DefinitionIntheloancontract,unlessotherwisedefinedinthecontract,thenounsaredefinedas合同范本follows:I.[Businessday]Thedaythelenderopenstopublic.II.[Debt]Allpaymentstheborrowerowedthelenderunderthecontract,includingtheloanprincipal,interest(includingoverdu
6、einterest)andotherrelevantfee.III.[Mortgage]Generaltermsoftherealestatetheborrowerpurchasedbyborrowingfromthelenderandmortgagedandallrightsandinterestsrelatedtotherealestate.Article3LoanI.LoanamountThelenderlendsloanRMB/HKD(inwordsTwoHundredandEightyThousa
7、ndOnly,infigures:RMB/HKD280,000)totheborrower.Within7daysafterconductingthemortgageregistration/mortgageregistrationreference,gainingotherrightscertificate/mortgageregistrationreferencecertificate,thelendershallallocatetheaboveloaninfullamounttothedeposita
8、ccounttheborroweropenedatthelender(accountNo.:338700482098),andalsotransfertherelevantloanamounttotheaccountopenedbythehousesellerinthenameoftheborroweraccordingtothePaymentAuthorizationLettertheborrowersigne