金融词汇大全word版

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1、I.银行信贷类词汇budgetaryfinance财政融资diverstiture剥离creditfinance信用融资disposalofNPL不良贷款处置securitiesfinance证券融资resolutionofNPL不良贷款化解moralhazard道德风险baddebtworkout呆帐化解governanceframeworkbuilding治理结构建设creditworthiness资信状况theperfectionofcorporategovernance法人建设revivesomeNPAtobringaboutasoundcashfl

2、owcycle现金流建设currencywithdrawal:货币回笼tobuildacreditculture信用建设disburse/extend/providetheloans发放贷款institutionaldeficiency制度缺损five-categoryassetclassification五级资产质量分类Bridgingloan临时贷款/过渡贷款incubator;孵化器Principal本金redhothousingmarketiscoolingoffPrincipalandinterestcollection本息回收Privatizat

3、ion民营化；私有化；私营化Projectapproval/projectinitiation立项Projectfinance项目融资Recourse追索权Refinancing再融资Repayment偿还Repaymentschedule还款计划Restructuring改组；重组Returnonasset资产回报（率）Returnonequity股本回报（率）Revolvingcredit循还贷款Rollover展期Secondarymarket二级市场primarymarket:一级市场；Short-termloan短期贷款Sinkingfund偿债基

4、金Softloan软贷款Spread差额;差价Subordinateddebt次级债务Syndicatedloan银团贷款Underwriter包销商；承销商Underwriting包销Underwritingsyndicate承销银团Useofproceeds贷款用途Write-off核销debt/equityswap债转股Accept,ReviewandRefuse同意、复议、谢绝Agreementnegotiation合同谈判Assetquality资产质量Asset/liabilityratio资产负债率non-performingloan(NPL)

5、不良贷款capitaladequacyratio资本充足率Basicindustry基础产业Bondunderwriting债券承销Capitalcontributor/promoter出资人Cashflowanalysis现金流分析Collateralrate抵押率Compliancereview合规性审查debtservicecoverageratio偿债覆盖率Constructionperiod建设期Completionrisk建成风险Constructionscale建设规模Corporategovernancestructure公司治理结构Cred

6、itCommittee信贷委员会Creditfinancing信贷融资Creditratingagency信用评级机构Creditriskportfolio信用风险组合Creditstructure/structurefinance信用结构Creditabilityconstruction信用建设customercreditcatogery客户信用等级Debtprojectappraisal债项评审PDprobabilityofdefault违约概率Duediligence尽职调查Enterprisecredit企业信用Equity资本金Escrowacco

7、unt托管帐户Feasibilityresearchreport可行性研究报告Feecollectionrightspledge收费权质押Fiancingproposal融资建议书Financialadvisor财务顾问Governmentcredit政府信用Graceperiod宽限期Independentcommissioner独立委员Indirectsyndicationloan间接银团贷款Industrialcreditevaluation行业信用评级Integrality完整性Intentionalcommitment意向承诺Internalrat

8、eofreturn内部收益率Lineofcredit