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1、Collegestudentsshouldn’tusecreditcardNowadays,thereisatrendthatconsumebycreditcardismoreandmorepopular.Thiskindofwaysofconsumptionisconvenientandefficient,soitbehoovestobecomeapopularchoicetoconsumeincollegestudents.Somestudentsshowthatusecreditcardcangetsomebenefits,andsuchbenefitsy
2、oucan’tgetbycash.Somestudentsbelievethatusecreditcardisafashionaction,inordertomakethem“in”,sotheychoosecreditcard.Findoutthelargepotentialconsumemarket,howcouldthemerchant,includingkindsofbanks,missthischance?Wheneverthenewsemesterbegins,alotofbusinessesinvolveinaviolentattacktocoll
3、egecreditcardconsumptionmarket.Withalargeconsumergroups,universitycampushavebecomehotplacesforbanksdevelopingtheircreditcardbusinesses.Somebanksevensetanoperatingdivisionincampus,rangebusinessservicersforlongtermandsoon.It’seasiernowforcollegestudentstogettheirowncreditcardthanpast.E
4、venthoughcreditcardprovidesconvenience,atthesametime,italsoproducesaseriesofproblems.Forstudents,usingcreditcardisnotgoodfortheirmentalhealthandstudy.Thepatternofpaymentofcreditcardbelongstoanadvancedconsumption,theownerofcreditcardbuythingsdonotneedtopayforcashes,acardcanhelpsolving
5、paymentmatters,thuslyheorshemayhasnotaclearconceptionofhisorheramountsofmoneyused.Inthecourseoftime,theamountaddstoahugenumber.Withoutothersourcesofmoney,acollegestudentmaytakefinancialburden.Whenfinancialburdentransferstomentalpressure,howcouldheorshefocusesonhisorherstudy?Personalc
6、reditdamaged.Afterall,mostofstudentsdon’thavetheabilityofindependenteconomic,itoftenhappensthattheycan’taffordcreditdebtamountandcan’trepayintime.Repayingirregularmayproducehighinterests.Whensuchsituationthattheycannotpaybackappears,thenit’snotfarfromtheirindividualcreditbankruptcy.P
7、ersonalcreditdamagedmayinfluencestudents’futuredevelopment.Badconsumeconcept.Banksencouragestudentstousecreditcard,theyonlyaimatexpandingtheirbusinessvolumebutoftenignorewhetherstudentshavecontrolabilityofmoney.Withthelimitingoverdraftfunction,thereisnodoubtthatcreditcardmaybeeasytoh
8、elpstudentsd
